Overall Reviews at Ujjivan Small Finance Bank
Company is good but seniors are pathetic.
Working in Ujjivan Small Finance Bank is a good experience for me. But as a employee I am very disappointed on staff management. Seniors are unprofessional and casual towards me, specialy my reporting boss and HR is not woring properlyand for their causality I had remain casual not permanent and for that I have lost my incriments and other benifits like Personal leaves( paid leaves). And above that specialy the Area Manager of my branch is fully unprofessional and a mannerless person. He used to scold every staff in a very dirty manner.
But at last I want to say that...Company is good..
ConsNot so good experience like my other companies I had worked befor.
Scrutinize the files as per KYC norms. Doing PD, Visits. Legal Report and Technical Report observations. Preparation of Credit Appraisal Memos. Well
Scrutinize the files as per KYC norms.
Doing PD, Visits.
Legal Report and Technical Report observations.
Preparation of Credit Appraisal Memos.
Well known to credit policy & operation policies , as well as Follow Deviation Matrix.
Understand CIBIL, DEDUPE
An effective communicator with excellent relationship management and interpersonal skills.
Training to DST, Sales Executives, Sales team, CPA regarding Policy which helps to right customer sourcing.
Ujjivan's business is primarily based on the joint liability group lending model for providing collateral free, small ticket-size loans to economically active poor women. We also offer individual loans to Micro & Small Enterprises ("MSEs"). Ujjivan has adopted an integrated approach to lending, which combines a high customer touch-point typical of microfinance, with the technology infrastructure and related back-end support functions similar to that of a retail bank. This integrated approach has enabled it to manage increasing business volumes and optimize overall efficiencies.
I worked at ujjivan financial services (more than 2 year)
Friendly, talented people
Clean and organized
Good mentorship and leadership
Great name to have on your resume
The pay was great, managers were helpful and constructive, and there was a great teamwork ethic throughout. There was a great atmosphere and it seemed like the company really appreciated its employees,
ProsI truly love this company and their culture.The pay was great, managers were helpful and constructive, and there was a great teamwork ethic throughout
ConsBenefits could be better Pay could be better for employee
Friendly Atmospehere & flexibility in job role
Due to server problem once upon a time (2008-11) we had to given lot of extra effort to clear the back log but never we felt work pressure as because the job environment was like a home.
Since 2008 I am working here, I have learned lots of things from Ujjivan & still it is continuing.
Team Management, Planning & Implementation, Handling high volume work pressure, grooming, communication& presentation skills and many more things I have learned which are uncountable
The most positive & enjoyable part of the Job is rewards & recognition.
6.8 years Experiance as Audit Manager,Branch Manager,Credit Executive with MSW, B.COM,MBA persuing
Branch Manager, Credit Executive, Audit Manager.Total Exp-6.8 years
Handling 3 State West Bengal, Assam,Maghalaya .
Handling 62 Branch.13 Audit Office , 3 Auditor.
Audit planning and allocation,Risk Analysis,
Compliance handing and submit ATR
Area survey cross check for new branch opening,
Give basic level Training for new staffs
Evaluate the staffs quarter basis.
ProsGood Communication skill.Good Tranner, Goog experioance
good place to work for and multiple new initiatives to learn and grow
good place to work for and multiple new initiatives to learn and grow.
i was placed at this company when it was a micro fiance institution and now it became a bank. i have worked in this transition phase and fulfill all new challenge that came my way.
in this organisation we work to make a revolution in banking history by providing complete solution of banking products to unserved and underserved.
Learning at Ujjivan
Ujjivan- Build a better lifer. As the punch line describes about the Ujjivan, I had joined Ujjivan in Sep,2010 as Audit Executive and contributed my time and efforts with honesty. Recognizing my efforts, Ujjivan has offered three promotions to me. Apart from same there is also offering the training program. The most tough as well enjoying part of Job is interaction with customer where customer teaches us a lot. Co-workers are friendly.
Learning, productive and also fun- great experience overall
As one of the Regional(East) leadership team- got a chance to participate in core decision making of business strategies.
Got a chance to present in from the the top management of the organization.
Could place my recommendations in front of top management.
Got a chance to prepare 5 years business plan for the company.
Learning the process of conversion into a bank.
working by learning, best place to work for
Learned to work along with a bigger responsibility with a bigger team in a diversified areas. Great journey with guidance, support, advice and help of seniors and management. Never feel tired. And happy to work with learning, achieving and travelling.
Hardest part of the job was to get acceptance and support from team members whose vintage is more than myself in the organisation.But happy to succeed on the same.