Job Profile: Banking Executive
Experience: 2-5 years
Company Type: Real Estate
Location: Sangamwadi, Pune.
About the Company:
Raviraj Realty is the name of trust and affection that has been continuously operating in the Real Estate Industry for the past 30 years.
Raviraj Realty is Pune's renowned residential, commercial, and infrastructure developer. The company has gained a great reputation in a very short time due to its approach of thinking from the customer’s point of view and working to make their dreams come true.
Key Responsibilities
- Loan Processing & Documentation
- Manage and execute all activities related to APF (All Projects Approval Process) and banking operations.
- Ensure complete and accurate documentation for housing loans, commercial loans, and other financial products.
- Coordinate with banks and internal stakeholders to obtain timely approvals and clearances.
- Monitor loan application progress and ensure smooth processing from application to disbursement.
- Client Relationship Management
- Provide end-to-end assistance to clients regarding housing loans, commercial loans, eligibility criteria,
- documentation, and loan-related queries.
- Act as a single point of contact between clients, banks, and internal teams throughout the loan process.
- Deliver exceptional customer service by resolving client concerns and ensuring a positive experience.
- Bank & Partner Management
- Develop and maintain strong relationships with tie-up banks and financial institutions.
- Drive initiatives to maximize loan disbursements and increase payouts from banking partners.
- Regularly follow up with banks to expedite approvals, sanctions, and disbursements.
- Cross-Functional Coordination
- Coordinate with Sales Managers across multiple locations to track and close loan leads efficiently.
- Work closely with CRM, Accounts, Legal, and Sales teams to ensure smooth execution of loan-related processes.
- Facilitate communication between departments to resolve issues and improve turnaround times.
- Compliance & Reporting
- Ensure compliance with company policies, banking guidelines, and regulatory requirements.
- Maintain accurate records of loan applications, approvals, disbursements, and payouts.
- Prepare and share periodic MIS reports on loan leads, disbursement status, conversion ratios, and payout
- performance.
- Track key performance indicators and recommend process improvements.
Required Skills & Qualifications
- Bachelor's degree in Commerce, Finance, Business Administration, or a related field.
- 2–5 years of experience in banking, mortgage, housing finance, or loan processing.
- Strong knowledge of housing loans, commercial loans, APF processes, and banking documentation.
- Excellent communication, negotiation, and relationship management skills.
- Proficiency in MS Excel, MIS reporting, and CRM systems.
- Strong organizational skills with attention to detail and accuracy.
- Ability to manage multiple stakeholders and work in a fast-paced environment.
Job Type: Full-time
Pay: ₹30,000.00 - ₹40,000.00 per month
Benefits:
Work Location: In person
