Based on the hiring poster for MAKEEG (which is currently recruiting a "Sales Officer"), here is an explanation of what an employee in a combined Sales Officer / Relationship Executive role would likely do if the company were primarily focused on loan products like home, business, personal, and mortgage loans.
It is important to note that the existing poster in image_3.png does not specify "Loan Products" as the industry, but this explanation assumes that is the business vertical you are inquiring about.
Understanding the Role at a Loan Provider (MAKEEG)In the financial services sector, this role is the front line of customer acquisition. The employee would bridge the gap between financial institutions and individuals or businesses looking for credit. The primary goal would be to sell MAKEEG's various loan products while building long-term trust with clients.
1. Core ResponsibilitiesThe job would combine aggressive sales targets (the "Officer" aspect) with client management and retention (the "Relationship Executive" aspect).
ResponsibilityExplanationProduct ExpertiseYou must fully understand the details of every loan product: home, business, personal, and mortgage. You need to know the eligibility rules, interest rates, documentation required, and processing times for each.Lead Generation (Sales)proactively finding new customers. This might involve calling prospects, visiting businesses (for business loans), and networking with real estate agents (for home/mortgage loans).Need Assessmentmeeting with potential clients to understand their financial needs. You determine which loan product—for example, a personal loan vs. a mortgage loan—best fits their situation and income.Relationship Buildingacting as the primary point of contact. You build trust to encourage repeat business and referrals.Application Processingguiding the customer through the entire application process, helping them fill out forms and ensuring they have all required documentation (proof of income, tax returns, etc.).Liaison with Credit Teamcommunicating between the client and the internal credit team that approves the loans. You manage expectations on both sides.2. Explaining the Job by Product TypeThe skills needed change slightly depending on which loan you are selling:
- Business Loans (Unsecured/Secured): You are speaking to entrepreneurs. You must understand how to read balance sheets and profit/loss statements. The sales cycles can be long.
- Home/Mortgage Loans: You are dealing with people making the biggest purchase of their lives. Empathy, patience, and strong ties with builders and real estate brokers are crucial.
- Personal Loans: These are often smaller and faster-approved. The focus here is high volume and speed in processing applications.
3. Necessary Skills and QualificationsLooking back at the existing MAKEEG poster (image_3.png), it lists a required designation ("Sales Officer"), salary ("Up to ₹50,000/-"), and eligibility ("Age 22 Above"). For a financial sales role, the following additional skills would be essential:
- Sales Acumen: Proven ability to meet targets and close deals.
- Communication Skills: Strong verbal and written skills are needed to explain complex financial terms simply.
- Financial Literacy: Comfort working with numbers, interest rates, and basic financial documents.
- Networking: Ability to build and maintain connections in the local community.
- Patience and Persistence: Loan approvals can be slow and sometimes rejected; you must be resilient.
Pay: ₹10,000.00 - ₹50,000.00 per month
Application Question(s):
- CONFORTABLE FOR BERHAMPUR, BHUBANESWAR, CUTTACK, PURI, BHADRAK, BALASORE, ROURKELA, SAMBALPUR, RAYAGADA, KORAPUR
Education:
- Higher Secondary(12th Pass) (Required)
License/Certification:
- Do you have a driving license (Required)
Location:
Work Location: Remote
