A Personal Loan Credit Manager evaluates the creditworthiness of borrowers, sets loan terms, and minimizes financial risks for banks or NBFCs.
Credit Underwriting: Evaluate personal loan applications by analyzing credit history, income, and debt-to-income ratios to assess risk.
Decision Making: Approve or reject loan requests, and calculate appropriate interest rates based on the borrower's risk profile.
Verification Oversight: Ensure Customer Point Verification (CPV), Field Investigation (FI), and KYC document checks are properly executed.
Policy Compliance: Adhere to internal lending guidelines and regulatory frameworks, ensuring fair practices.
Pay: ₹22,000.00 - ₹30,000.00 per month
Benefits:
- Flexible schedule
- Provident Fund
Work Location: In person