Opening – Credit Manager | NBFC
Department: Credit / Risk Management
Location: As per company requirement
Experience: 1–3 Years
Qualification: Graduate / Postgraduate – Finance, Commerce, BBA/MBA or related field
Employment: Full-Time
Job Responsibilities:
- Loan/Lease application evaluation & credit appraisal
- End-to-end KYC verification – Aadhaar, PAN & related documents
- Bank Statement Analysis (BSA)
- CIBIL / Experian / CRIF / Equifax report analysis
- FOIR / DBR calculation & repayment capacity assessment
- SMS transaction/salary data analysis
- Fraud & risk identification
- Approve / Decline / Escalate cases as per authority matrix
- Coordination with FI, RCU, Sales & Collections teams
- Ensure RBI, KYC/AML/CFT & internal policy compliance
- Maintain audit-ready credit documentation
Must-Have Skills:
Credit Underwriting / Credit Appraisal
KYC Verification
Bank Statement Analysis
Credit Bureau Analysis
FOIR / DBR
Risk & Fraud Assessment
MS Excel
NBFC / Banking / Lending experience preferred
Pay: ₹41,000.00 - ₹50,000.00 per month
Benefits:
Work Location: In person
