Tamil Nadu Senior credit manager Jobs – 122 Open Jobs Today

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Business Development Manager (BDM)
KUDANTHAI CAUVERY CHIT FUNDS (P) LTD., —Kumbakonam, Tamil Nadu
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- Full-time
- Sales
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Project Manager (Construction)
Von Services —Chennai, Tamil Nadu
- ₹30,000 - ₹40,000 a month
- Full-time
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14d
Sales Manager
Brisk Olive Business Solutions Pvt Ltd —Chennai, Tamil Nadu
- ₹70,000 - ₹80,000 a month
- Full-time
- Microsoft Excel
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- Master's degree
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5d
Retail Credit Risk Forecasting and Stress Testing Analyst
Citi —Chennai, Tamil Nadu
- Full-time
- Microsoft Access
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Clix Capital —Chennai, Tamil Nadu
- Full-time
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Babcock Power APAC Pvt. Ltd. —Chennai, Tamil Nadu
- Full-time
- Bachelor's degree
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Manager - Tax & Treasury
Buckman —Chennai, Tamil Nadu
- Full-time
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Standard Chartered —Chennai, Tamil Nadu
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Aditya Birla Group —Tamil Nadu
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Accenture —Chennai, Tamil Nadu
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Retail Credit Risk Regulatory Reporting Analyst
Citi —Chennai, Tamil Nadu
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MEL Systems & Services (MELSS) —Chennai, Tamil Nadu
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Senior Analyst – Trade Finance (Guarantees)
Société Générale —Chennai, Tamil Nadu
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NKT —Chennai, Tamil Nadu
Service Delivery Operations Associate Manager
Accenture —Chennai, Tamil Nadu
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- Master's degree
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Principal Analyst - Treasury
KBR —Chennai, Tamil Nadu
- Full-time
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Associate, Treasures Bancassurance Specialist, Consumer Banking Group
DBS Bank —Karur, Tamil Nadu
- Full-time
- Master's degree
- Bachelor's degree
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Manager -Business Finance and Controllership
Yubi —Chennai, Tamil Nadu
- Full-time
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Assistant Manager - Data Science

LatentView Analytics -
Chennai, Tamil Nadu

Apply Now

Job details

Permanent

Qualifications

Statistics
Economics
Statistics
Underwriting
SAS
Maths
IFRS
Tableau
Assistant manager experience
Master's degree
SQL
Analysis skills
Bachelor's degree
Risk management
Forecasting
Data science
Communication skills
Python

Full job description

Designation: Assistant Manager – Data Science (Credit Risk Strategy)

Level: L3

Experience: 6–10 Years

Location: Colombo

Job Description

We are seeking an experienced Assistant Manager – Data Science (Credit Risk Strategy) to join our team. The ideal candidate will possess strong expertise in credit card risk management, underwriting strategies, portfolio profitability analysis, and credit program design. This role will focus on developing data-driven credit strategies, optimizing portfolio performance, and supporting business growth through effective risk management practices.

Key Responsibilities

Credit Strategy & Program Design

Design and implement credit programs and underwriting strategies for both Existing-to-Bank (ETB) and New-to-Bank (NTB) customer segments.

Develop pre-approved and pre-qualified lending programs for offering credit cards to savings account and debit card customers.

Define eligibility criteria, risk policies, and credit decision frameworks to support portfolio growth while maintaining risk controls.

Design and optimize customer acquisition strategies across various customer segments, including salaried and self-employed individuals.

Portfolio Analytics & Risk Management

Analyze loss provisioning data and portfolio performance metrics to identify profitable customer segments and growth opportunities.

Assess portfolio profitability drivers and recommend strategies to improve overall portfolio performance.

Evaluate customer risk profiles using bureau data, behavioral indicators, alternative data, and transactional information.

Support the development and refinement of credit policies, underwriting rules, and credit line assignment strategies.

Collaborate with business, risk, and product teams to implement data-driven credit decisioning frameworks.

Stakeholder Management & Business Collaboration

Communicate credit policies, portfolio insights, and strategic recommendations to business stakeholders and senior management.

Partner with cross-functional teams to enhance digital credit journeys and improve customer experience.

Provide analytical support for portfolio monitoring, risk assessment, and business planning initiatives.

Required Skills & Qualifications

6–10 years of experience in Credit Risk, Risk Strategy, Portfolio Analytics, or Data Science roles within Banking or Financial Services.

Strong working knowledge of Credit Cards, Credit Risk Management, and Lending Products.

Good understanding of underwriting processes for various customer segments, including Existing-to-Bank (ETB), New-to-Bank (NTB), Salaried, and Self-Employed customers.

Experience in designing credit programs, pre-approved offers, and pre-qualified lending strategies.

Understanding of credit line assignment methodologies and portfolio risk management practices.

Knowledge of loss provisioning concepts and key profitability drivers within a credit card portfolio.

Familiarity with bureau data, credit bureau attributes, reason codes, alternative data sources, and identity/behavioral signals.

Understanding of credit risk capabilities and decisioning within digital customer journeys.

Strong analytical, problem-solving, and decision-making skills.

Excellent communication and stakeholder management skills with the ability to explain credit policies and risk concepts to non-technical audiences.

Bachelor's or Master's degree in Statistics, Mathematics, Economics, Finance, Data Science, Computer Science, or a related quantitative discipline.

Preferred Skills

Exposure to Application Scorecards, Behavioral Scorecards, PD, LGD, and Loss Forecasting Models.

Experience in Credit Risk Modeling and Portfolio Optimization.

Knowledge of IFRS 9, CECL, or Basel risk management frameworks.

Experience with SQL, Python, SAS, Tableau, or other analytical tools.

Understanding of customer lifecycle management and portfolio growth strategies.

Experience working in digital lending and credit card acquisition ecosystems.

Primary Skills

Credit Risk Strategy

Credit Card Analytics

Credit Program Design

Underwriting & Risk Policy

Portfolio Profitability Analysis

Credit Line Management

Bureau Data Analytics

Loss Provisioning Analysis

Portfolio Risk Management

Problem Solving & Decision Science

Stakeholder Management

Banking & Financial Services Analytics

Job Snapshot

Updated Date

01-07-2026

Job ID

J_4925

Location

Chennai, Tamil Nadu, India

Experience

6 - 10 Years

Employee Type

Permanent

Apply Now

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