Ka Credit underwriting Jobs – 144 Open Jobs Today

Manager - Collection Strategy and Intelligence
Meesho —Bengaluru, Karnataka
- Full-time
- SQL
- Communication skills
- Health insurance
Banking Advisory Senior Analyst
Accenture —Bengaluru, Karnataka
- Full-time
- Master's degree
- Data entry
- Business Administration
Senior Analyst - Real Estate
Arena Investors I Quaestor Advisors —Bengaluru, Karnataka
- Hybrid work
- Microsoft Powerpoint
- Finance
- Analysis skills
Quick apply
Associate,Compliance
Future Standard —Bengaluru, Karnataka
- Communication skills
7d
Analyst - Consumer Risk
Credit Saison —Bengaluru, Karnataka
- Full-time
- Computer Science
- Master's degree
- SQL
Area Credit Head - Credit Retail Secured - Mysore
Aditya Birla Group —Karnataka
- Management
- Master's degree
- Analysis skills
Mortgage Closing SME
SAIGroup —Bengaluru, Karnataka
- Full-time
- English
- AI
- Communication skills
Quick apply
Associate / Senior Associate - Risk
Credit Saison —Bengaluru, Karnataka
- Full-time
- Computer Science
- SQL
- Analysis skills
DVP - Portfolio Risk
Credit Saison —Bengaluru, Karnataka
- Full-time
- Banking
Associate, WRB Model Development
Standard Chartered —Bengaluru, Karnataka
- Master's degree
- Analysis skills
- Bachelor's degree
- Health insurance
- Paid sick time
13d
Associate Vice President, Credit Risk, Amazon 1P Lending - Risk
CapFloat Financial Service Pvt Limited - S85 —Bengaluru, Karnataka
- Full-time
- Data analysis skills
- Finance
- SQL
Associate Director, Lending Fraud Risk
Standard Chartered —Bengaluru, Karnataka
- Finance
- Project management
- Bachelor's degree
- Health insurance
- Paid sick time
Senior Risk Analyst IND
OSB Group —Bengaluru, Karnataka
- Microsoft Powerpoint
- Microsoft Excel
- SQL
Quick apply
1d
Manager - Operational Risk Management
Credit Saison —Bengaluru, Karnataka
- Full-time
- Microsoft Office
- Master's degree
- MBA
Collection Strategy Analyst / Lead
Credit Saison —Bengaluru, Karnataka
- Full-time
- Microsoft Excel
- Finance
- Master's degree
Commercial Real Estate_CRE (Assistant & Associate Director), BLR
Acuity Knowledge Partners —Bengaluru, Karnataka
- Full-time
- Team management
- Organisational skills
- Communication skills
I&F Decision Sci Practitioner Specialist
Accenture —Bengaluru, Karnataka
- Full-time
- SQL
- Analysis skills
- Communication skills
I&F Decision Sci Practitioner Senior Analyst
Accenture —Bengaluru, Karnataka
- Full-time
- SQL
- Analysis skills
- Communication skills
Senior Process Lead
Infosys BPM Limited —Bengaluru, Karnataka
- Banking
11d
VP - Traded Risk Analyst team lead
Standard Chartered —Bengaluru, Karnataka
- Finance
- Master's degree
- Team management
- Health insurance
- Paid sick time

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Manager - Collection Strategy and Intelligence

Meesho -
Bengaluru, Karnataka

Apply Now

Job details

Full-time

Benefits

Health insurance

Qualifications

Spark
SQL
Customer segmentation
Fraud prevention and detection
Communication skills

Full job description

About the Team

Financial Services at Meesho is building one of the largest digital lending businesses for Bharat. As we scale to millions of users, the next phase of growth will be defined by how intelligently we manage credit performance across the lifecycle — from underwriting to repayment and recovery.

The DARC (Data Science, Analytics, Risk & Collections) team acts as the decisioning engine for this business — combining data, risk, and systems thinking to drive portfolio outcomes.

About the Role: Credit Portfolio Optimization

This is a high-ownership, high-impact role focused on maximizing portfolio performance post-disbursement.

You will act as the central problem solver for credit performance — identifying where we are losing money across the repayment lifecycle, diagnosing root causes, and designing interventions that improve outcomes at scale.

This is not a collections or operations role.
This is a strategy + systems role with direct impact on metrics like NCL, cure rates, cost-to-recovery, and customer lifetime value.

What you will do

Own portfolio performance problems end-to-end
Identify leakages across the repayment lifecycle (early delinquency, roll-forwards, low cure, high cost) and define structured problem statements
Drive first-principles problem solving
Break down ambiguous problems into hypotheses, design experiments, and quantify impact
Design and test interventions at scale
Across:

Customer segmentation

Communication strategies

Payment nudges and incentives

Policy and product levers

Channel mix (digital vs assisted vs agency)

Build intelligence layers on top of collections: Work with DS/Analytics to create

Propensity / payback models

Early warning signals

Prioritization frameworks

Close the loop with risk and product: Use collections insights to influence:

Underwriting strategies

Fraud detection

Product design decisions

Partner with OPS teams to drive execution: Ensure strategies translate into measurable on-ground impact
Drive leadership visibility: Communicate insights, trade-offs, and outcomes clearly to senior stakeholders

What you will need

3–8 years of experience in consulting, fintech, lending, analytics, or strategy roles
Strong first-principles thinking and structured problem solving
Ability to operate in ambiguity and independently define problem statements
High comfort with data (SQL/Excel/analytics mindset)
Clear ownership mindset — ability to drive outcomes, not just analysis
Strong business intuition and understanding of customer behaviour
Ability to deal with ambiguous problem statements
Excellent communication and stakeholder management skills

About us

Welcome to Meesho, where every story begins with a spark of inspiration and a dash of entrepreneurial spirit. We're not just a platform; we're your partner in turning dreams into realities.

Curious about life at Meesho? Explore our Glassdoor - our people have a lot to say and they've helped us become a loved workplace in India.

Our Mission

Democratising internet commerce for everyone — Meesho (Meri Shop) started with a single idea in mind: to be an e-commerce destination for Indian consumers and to enable small businesses to succeed online.

We provide our sellers with benefits such as zero commission and affordable shipping solutions in the market. Today, sellers nationwide are growing their businesses by tapping into Meesho’s large and diverse customer base, state-of-the-art tech infrastructure, and pan-India logistics network through trusted third-party partners.

Affordable, relatable merchandise that mirrors local markets has helped us connect with internet users and serve customers across urban, semi-urban, and rural India. Our unique business model and continuous innovation have established us as a part of India’s e-commerce ecosystem.

Culture and Total Rewards

Our focus is on cultivating a dynamic workplace characterized by high impact and performance excellence. We prioritize a people-centric culture, dedicated to hiring and developing exceptional talent.

Total rewards at Meesho comprise a comprehensive set of elements — monetary, non-monetary, tangible, and intangible. Our 9 guiding principles, or "Mantras," are the backbone of how we operate, influencing everything from recognition and evaluation to growth discussions. Daily rituals and processes like “Problem First Mindset,” “Listen or Die,” our Internal Mobility Program, Talent Reviews, and Continuous Performance Management embody these principles.

We offer competitive compensation — both cash and equity-based — tailored to job roles, individual experience, and skill, along with employee-centric benefits and a supportive work environment. Our holistic wellness program, MeeCare, includes benefits across physical, mental, financial, and social wellness. This includes extensive medical insurance for employees and their families, wellness initiatives like telehealth, wellness events, and fitness-related perks.

To support work-life balance, we offer generous leave policies, parental support, retirement benefits, and learning and development assistance. Through personalized recognition, gratitude for stretched work, and engaging activities, we promote employee delight at the workplace. Additional benefits such as salary advance support, relocation assistance, and flexible benefit plans further enrich the Meesho experience.

At Meesho, we are committed to creating an inclusive and accessible workplace where every individual can thrive. In compliance with the Rights of Persons with Disabilities Act, 2016, we uphold the following principles:

Equal Opportunity: We ensure that employment opportunities are never denied on the grounds of disability if the candidate is otherwise competent to perform the job.
Accessible Workplace: Our facilities are designed to be fully accessible, with amenities and assistive devices provided to support differently abled individuals in their work.
Inclusive Hiring Process: We adopt a transparent and non-discriminatory selection process, including providing application forms in alternate formats and offering reasonable accommodations during interviews upon request.
Career Growth: We provide adequate training post-recruitment and pre-promotion, with training materials available in accessible formats to enable equal career progression.
Support & Confidentiality: A dedicated liaison officer/committee addresses concerns and grievances, while maintaining strict confidentiality of disability-related information.
Awareness & Inclusion: We conduct awareness programs to promote a culture of inclusivity across the organization.

Meesho welcomes applicants and employees of all abilities and is dedicated to fostering an environment where differently abled persons can achieve their full potential.

Know more about Meesho here : https://www.meesho.io/

We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses and identifying potential inconsistencies or verification signals in application materials based on available information. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.

Apply Now

Refine Your Search

credit underwriting jobs in ka

Manager - Collection Strategy and Intelligence

Banking Advisory Senior Analyst

Senior Analyst - Real Estate

Associate,Compliance

Analyst - Consumer Risk

Area Credit Head - Credit Retail Secured - Mysore

Mortgage Closing SME

Associate / Senior Associate - Risk

DVP - Portfolio Risk

Associate, WRB Model Development

Associate Vice President, Credit Risk, Amazon 1P Lending - Risk

Associate Director, Lending Fraud Risk

Senior Risk Analyst IND

Manager - Operational Risk Management

Collection Strategy Analyst / Lead

Commercial Real Estate_CRE (Assistant & Associate Director), BLR

I&F Decision Sci Practitioner Specialist

I&F Decision Sci Practitioner Senior Analyst

Senior Process Lead

VP - Traded Risk Analyst team lead

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About the Team

About the Role: Credit Portfolio Optimization

What you will do

What you will need

About us

Our Mission

Culture and Total Rewards

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