Up Integration / data platforms (enterprise programs) Jobs – 100 Open Jobs Today

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PHP Developer (Pimcore)
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We are also evolving toward an *AI-enabled delivery model*, focused on enterprise integration, digital transformation, and scalable technology solutions for…
₹6,00,000 - ₹11,00,000 a year
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Product Consultant- Islamic Lending

Nucleus Software -
Noida, Uttar Pradesh

Apply Now

Job details

2 hours ago

Qualifications

English
Microservices
REST
APIs
Fraud prevention and detection
Communication skills
Banking

Full job description

About Us

Nucleus Software has been providing Products and Services to various Global and Regional Financial institutions for the past 40 years. As a pioneer software vendor, Nucleus carries deep banking domain expertise and experience on latest technological trends. The platforms developed by Nucleus power the operations of more than 200 financial institutions in 50 countries, supporting multiple business verticals, accessible through mobile and internet channels. These platforms support retail banking, corporate banking, cash management, internet banking, automotive finance and other business areas.

Key highlights about Nucleus include:

Entrusted by Global and Regional banks as a preferred partner for their Traditional to Transformative journey
Driving large Digitalization programs for various banks using Data Science, Cloud, AI/ML, DevOps, RPA based solutions.
An organization with an “Employee First” outlook

Job Description

Role Overview

We are looking for an experienced Product Consultant -Islamic Lending expert to drive the Shariah-compliant lending solutions across Loan Origination and Loan Management platforms. The ideal candidate will have strong expertise in Islamic finance principles, digital lending products, and end-to-end lending lifecycle management.

The role requires close collaboration with business, technology, risk, compliance, and engineering teams to build scalable fintech products that meet regulatory requirements and deliver seamless customer experiences.

Key Responsibilities

Loan Origination System (LOS)

Design and deliver DIY (Do-It-Yourself) digital customer journeys enabling customers to independently complete the entire financing application process through web and mobile channels.
Define Straight Through Processing (STP) journeys to maximize automation, minimize manual intervention, and improve approval turnaround times.
Design configurable eligibility, verification, underwriting, and approval workflows to achieve high STP rates while maintaining Shariah and regulatory compliance.
Define digital onboarding capabilities, including eKYC, OCR, document verification, biometric authentication, digital signatures, and consent management.
Design omnichannel customer journeys across branch, relationship manager, web, mobile, and partner ecosystems.

Product Strategy & Execution

Define an API-first product strategy to enable seamless integration with banks, fintechs, marketplaces, payment platforms, credit bureaus, digital identity providers, and other ecosystem partners.
Drive the adoption of configurable product capabilities using business rules, workflow engines, decision engines, and low-code/no-code configuration wherever applicable.
Design reusable product capabilities supporting cloud-native, microservices-based, and event-driven architectures.
Define product capabilities for embedded finance and ecosystem-led lending.

Stakeholder Management

Collaborate with enterprise architecture, integration, and technology teams to define API standards, integration patterns, security, and interoperability across the lending ecosystem.

Additional Required Skills & Experience

Strong understanding of DIY (Do-It-Yourself) digital lending journeys and customer self-service experiences.
Hands-on experience designing Straight Through Processing (STP) lending journeys with high automation.
Experience defining configurable business rules, workflow engines, decision engines, and process orchestration.
Strong understanding of API-first architecture, REST APIs, Open APIs, and API lifecycle management.
Experience working with API gateways, integration platforms, microservices, and event-driven architectures.
Knowledge of digital onboarding technologies including eKYC, OCR, digital signatures, biometric verification, consent management, and fraud controls.
Experience designing omnichannel customer experiences across web, mobile, branch, and partner channels.
Understanding of embedded finance, Banking-as-a-Service (BaaS), and fintech ecosystem integrations.
Experience working with configurable product platforms supporting low-code/no-code implementations.

Additional Key Competencies

DIY Digital Customer Journeys
Straight Through Processing (STP) Design
API-First Product Management
Embedded Finance & Ecosystem Integration
Business Rules & Workflow Design
Digital Onboarding & eKYC
Product Configuration & Process Automation
Omnichannel Lending Experience Design
Microservices & Integration Architecture

Requirements

Good command over written and verbal communication in English.
Should demonstrate Out of the Box thinking and willing to work on tight schedules
Knowledge of Lending life cycle
Good understanding of end-to-end Loan Management Life Cycle
Good at interpersonal skills
Should have good stakeholder management skills
Detailed knowledge of Islamic Lending.
Good interpersonal skills

Benefits

Nucleus is well known for identifying, nurturing, and promoting the internal talent and having long mutually rewarding associations with its performing associates. Our focus programs help our associates to continuously grow based on their capability, performance, and career aspirations.

Job Information

Job Opening ID NUCLEUS_2148
Business Unit Name NEO PMG
Job Type Onsite-Offshore
Grade 6
Date Opened 11/08/2026
Number of Positions 1
Industry Banking
City NOIDA
Province Uttar Pradesh
Country India
Postal Code 201309

Apply Now

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