Regional Head - Gold Loan - Jaipur
Aditya Birla Group —Uttar Pradesh
SASE ENGINEER
NTT Ltd —Noida, Uttar Pradesh
- Full-time
- Windows
- Linux
Experienced Technician, Design Support
WSP —Noida, Uttar Pradesh
- Full-time
- Hybrid work
- AutoCAD
- Electrical experience
- Bachelor's degree
Sr Consultant
HCLTech —Gautam Budh Nagar, Uttar Pradesh
- Oracle
- Customer service
- Windows
1d
SAP Module Lead – Project System
Gujarat Fluorochemicals —Noida, Uttar Pradesh
- Microsoft Powerpoint
- Microsoft Excel
- Master's degree
Performance Test Engineer / Performance Engineering Specialist
WebSenor InfoTech —Noida, Uttar Pradesh
- Full-time
- Hybrid work
- Azure
- Oracle
- Computer Science
Quick apply
Performance Tester
WebSenor —Noida, Uttar Pradesh
- Full-time
- Hybrid work
- Azure
- Oracle
- Computer Science
Quick apply
Embedded Software Engineer
Quest Global —Noida, Uttar Pradesh
- Full-time
- Analysis skills
- Communication skills
Quick apply
HSO International - Solution Architect -Dynamics 365 F/O
HSO Group B.V. —Al, Uttar Pradesh
- Remote
- Azure
- ERP systems
- English
- Work from home
Quick apply
Industry Consultant - Capital Markets
Lumiq —Noida, Uttar Pradesh
- Full-time
- Microsoft Office
- Master's degree
- Communication skills
Senior Microsoft Infrastructure Engineer
ProVal Technologies —Noida, Uttar Pradesh
- Full-time
- Azure
- Microsoft Outlook
- Software troubleshooting
Quick apply
BrSE/SE/PM
Rikkeisoft —Ban, Uttar Pradesh
- PMP
8d
DELIVERY MANAGER LÀM VIỆC TẠI NHẬT BẢN
Rikkeisoft —Ban, Uttar Pradesh
SASE ENGINEER
NTT Data —Noida, Uttar Pradesh
- Full-time
- Windows
- Linux
- Communication skills
Sales Executive
CORE MINDS TECH SOLUTIONS —Greater Noida, Uttar Pradesh
- ₹22,000 a year
- Full-time
- Bachelor's degree
Sheet Metal Fitter
CORE MINDS TECH SOLUTIONS —Noida, Uttar Pradesh
- ₹20,000 a year
- Full-time
CLOUD CONSULTANT: INSIDE SALES
ITSEC Consultants —Noida, Uttar Pradesh
- Email
- Sales
- Communication skills
CLOUD CONSULTANT: OUTBOUND SALES
ITSEC Consultants —Noida, Uttar Pradesh
- Email

More jobs to discover

Find similar jobs that you might be interested in.

SASE ENGINEER
NTT Ltd —Noida, Uttar Pradesh
Performs defined tasks to monitor service delivery against service level agreements and maintains records of relevant information.
SASE ENGINEER
NTT Data —Noida, Uttar Pradesh
Performs defined tasks to monitor service delivery against service level agreements and maintains records of relevant information.

I want to receive the latest job alerts for o level in uttar pradesh

By signing in to your account, you agree to SimplyHired's Terms of Service and consent to our Cookie and Privacy Policy.

Explore jobs in more locations

o level jobs near uttar pradesh

Sales Executive jobs in Greater Noida, Uttar Pradesh

Regional Head jobs in Uttar Pradesh

Inside Sales jobs in Noida, Uttar Pradesh

Software Engineer jobs in Noida, Uttar Pradesh

Cloud Consultant jobs in Noida, Uttar Pradesh

Government Electrical Engineer jobs in Maharashtra

Civil Engineer jobs in Kochi, Kerala

It Engineer jobs in Halol, Gujarat

Network Engineer jobs in Ahmedabad, Gujarat

Infrastructure Engineer jobs in Guwahati, Assam

Infrastructure Engineer jobs in Remote

Infrastructure Engineer jobs in Surat, Gujarat

Executive, Accounts jobs in Kurukshetra, Haryana

Sales Executive jobs in Mohali, Punjab

Sales Executive jobs in Rajahmundry, Andhra Pradesh

Sales Executive jobs in Noida Sector 62, Noida, Uttar Pradesh

Sales Executive jobs in Virar, Maharashtra

Sales Executive jobs in Kerala

Mis Executive jobs in Greater Noida, Uttar Pradesh

Customer Care Executive jobs in Hyderabad, Telangana

Regional Head - Gold Loan - Jaipur

Aditya Birla Group -
Uttar Pradesh

Apply Now

Job details

Qualifications

Fraud prevention and detection

Full job description

Designation:

Location: India Uttar Pradesh 3 floor Adarsh Sq Allahabad

Organization: Financial Services

Job Description:

Basic Details: Fill the required information about business, unit, location, position, reports to position and date of updation of JD

Business

Financial Services

Unit

Aditya Birla Capital Limited

Location

Mumbai

1) Job Purpose: Write the purpose for which the job exists (in 2-3 lines) (Max 1325 Characters)

Regional Head – Gold Loans is responsible for driving strategy execution, growth, profitability, portfolio quality and operational governance across the assigned region. The role ensures achievement of AUM, disbursement, P&L, branch expansion and compliance targets through leadership of teams.

2) Dimensions: Mention quantitative or qualitative parameters that are relevant for the job and provide a better understanding of the scope and scale of the job.

New Relationship
(Max 254 Characters)

Gold loans is a new business, and the incumbent is required to build new relationship with all stakeholders of enabling functions, and all regional stakeholders

Managing Existing Relationship
(Max 254 Characters)

The position holder will be managing large team – multiple area heads and oversee large distributed branch teams across the region

Structuring new Transactions
(Max 254 Characters)

The role holder will define the business plans for the region, manpower structure and productivity benchmarks aligned to national strategy.

Compliance of regulatory guidelines
(Max 254 Characters)

The incumbent will be responsible for compliance with all regulatory requirements.

Portfolio monitoring

The incumbent will be responsible for monitoring portfolio and market updates.

3) Job Context & Major Challenges: Write the specific aspects of the job that provide a challenge (internal and external) to the jobholder in the context of the Business/Unit/Function/Department/Section (Max 3975 Characters)

Organization Context

Aditya Birla Capital Limited ("NBFC") is registered with RBI as a Systematically Important Non-Deposit accepting Non-Banking Finance Company (NBFC). ABCL is one of the top private diversified NBFCs in India. As of 31-Sep’25, ABCL has a pan-India presence with a lending book of approx. Rs. 139,500 Crores.

ABCL offers end-to-end lending solutions to a diverse set of customers - Retail, HNI, MSMEs, and Mid & Large Corporates through secured as well as unsecured loan products. The diverse range of lending products includes Retail Small Ticket Secured and Unsecured Loans, Unsecured Personal Loans, Unsecured Business Loans, Health & Education Loans, Digital B2B2C and B2B2B Small Ticket Loans, Small Business Secured Loans, Loans Against Property (LAP), Lease Rental Discounting (LRD), Construction Finance (to Real Estate Developers), SME Loans, Capital Markets Loans (Loan Against Shares), Supply Chain Finance, Mid and Large Corporate Loans, and Infrastructure Finance loans. ABCL also has a Wealth Management division.

ABCL is rated “AAA” by India Ratings, ICRA and CARE (reaffirmed in 2020). ABCL secured the ABG Business Excellence Award in 2017 (Silver), and 2015 (Bronze), and multiple other Awards on forums like CII.

Business Context

Job Context:

Translate circle gold loan strategy into regional execution plan while balancing rapid growth with strict risk discipline. This position execution of business expansion initiatives, overseeing profit and loss statements, ensuring adherence to risk management and regulatory compliance, and leading cross-functional teams to meet established targets.

Key Challenges:

Driving rapid AUM growth while maintaining strict LTV norms, low NPAs and strong collateral cover amid gold price volatility.
Ensuring zero deviation compliance with RBO guidelines across a large, distributed branch network without slowing business momentum.
Preventing fraud, jewelry substitution, internal collusion and security breaches while scaling operations
Improving performance of underproductive branches and optimizing fixed costs in a high volume, low ticker business.
Protecting branch reputation by delivering transparent, fast and respectful customer experiences for a highly emotional asset.

4) Key Result Areas: Write the key results expected from the job and the supporting actions for each of these key result areas (For most jobs typically there could be 4- 7 key result areas)- Maximum 10 KRAs can be updated

Key Result Areas (Max 1325 Characters)

Supporting Actions (Max 1325 Characters)

Scale business sustainably

o AUM Growth YoY / QoQ
o Disbursement Value (INR) Vs Plan
o Active Customer Base Growth (%)
o Market Share (%) in key geographies
o Ticket Size (Avg Loan Amount)
o Growth Mix – New vs Renewal loans

Profitability & P&L Management – deliver profitable growth with cost discipline

o Net Interest Margin (%)
o Yield on Gold Loan Portfolio (%)
o Cost to Income Ratio
o Operating Profit
o ROA / ROE
o Incremental Profit per branch

Portfolio Quality & Risk Management – required to maintain superior asset quality and collateral safety

GNPA / NNPA (%)
o SMA (0-30 / 31-90 days) levels
o Gold Loan LTV (%) adherence
o Auction Loss (%)
o Fraud Incidence (No / Value)
o Recover Rate (%) post delinquency

Branch Productivity – build and optimize a high performing branch network

o Number of new branches opened vs plan
o Break even time for new branches
o AUM per branch
o Disbursement per branch / per RM
o Low performing branch reduction (%)

Sales Effective & Customer Acquisition – drive frontline productivity and customer reach

o Disbursement per sales officers / BM
o Customer Acquisition cost
o Conversion ratio – lead to disbursement
o Repeat customer ratio
o Cross sell / Upsell Ratio

Compliance, Audit & Regulatory Adherence

o RBI / Internal Audit Observation
o Policy Deviation Cases
o Gold Purity Testing Compliance
o Documentation Accuracy
o Zero Tolerance Breach Incident

People Leadership & Capability Building

o Sales & branch Staff Attrition
o Critical Role Vacancy TAT
o Successor Readiness for key roles
o Training Coverage
o Productivity Improvement post training

5) Job Purpose of Direct Reports: Describe the job purpose of the direct report/s to the job (in 2-3 lines for each report)

Following roles are likely to be reported to Regional Head - Gold Loan

Area Head – Gold Loan
In absence of middle managerial layers –Branch Head

6) Relationships: Describe the nature and purpose of most important contacts or relationship (except superior/team members) with individuals, departments, organizations inside and outside of the organization, that job is required to interact with to deliver the job objectives

Relationship Type (Max 80 Characters)

Frequency

Nature (Max 1325 Characters)

Internal

Regional Heads

Daily

Discussions in driving sales, acquisition, recruitment, productivity and governance

IT dept

Once a week/Fortnightly

Web site updating, joint initiatives in online platform, staff IT training & back-office support

Marketing team

Once a week/Fortnightly

Discussion on need for promotional & lead generation campaigns, web-based campaigns

Support / Other functions [Risk Policy, Audit, Compliance & HR etc.]

Once a week

Need-based discussions on product, business, team requirements

External

Customers

Need based

Feedback on products, complaints/ escalations management

Channel partners, Investment banks

Need based

Marketing new product recommendations, discussing funding trends and highlighting market analytics

Vendors

Need based

Discussing new product ideas, soliciting ideas, Product negotiations, joint value propositions, seeking marketing and training support, etc.

Apply Now

Refine Your Search

o level jobs in uttar pradesh

Regional Head - Gold Loan - Jaipur

SASE ENGINEER

Experienced Technician, Design Support

Sr Consultant

SAP Module Lead – Project System

Performance Test Engineer / Performance Engineering Specialist

Performance Tester

Embedded Software Engineer

HSO International - Solution Architect -Dynamics 365 F/O

Industry Consultant - Capital Markets

Senior Microsoft Infrastructure Engineer

BrSE/SE/PM

DELIVERY MANAGER LÀM VIỆC TẠI NHẬT BẢN

SASE ENGINEER

Sales Executive

Sheet Metal Fitter

CLOUD CONSULTANT: INSIDE SALES

CLOUD CONSULTANT: OUTBOUND SALES

More jobs to discover

I want to receive the latest job alerts for o level in uttar pradesh

Explore jobs in more locations

Job Description:

Basic Details: Fill the required information about business, unit, location, position, reports to position and date of updation of JD

1) Job Purpose: Write the purpose for which the job exists (in 2-3 lines) (Max 1325 Characters)

3) Job Context & Major Challenges: Write the specific aspects of the job that provide a challenge (internal and external) to the jobholder in the context of the Business/Unit/Function/Department/Section (Max 3975 Characters)

4) Key Result Areas: Write the key results expected from the job and the supporting actions for each of these key result areas (For most jobs typically there could be 4- 7 key result areas)- Maximum 10 KRAs can be updated

5) Job Purpose of Direct Reports: Describe the job purpose of the direct report/s to the job (in 2-3 lines for each report)

6) Relationships: Describe the nature and purpose of most important contacts or relationship (except superior/team members) with individuals, departments, organizations inside and outside of the organization, that job is required to interact with to deliver the job objectives

Relationship Type (Max 80 Characters)

Frequency

Nature (Max 1325 Characters)

Jobseeker tools

Employer Tools

Browse

Stay Connected