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Requisition Number: 51949
Job Location: Chennai, IND
Global Grade: Band 6
Work Type: Office Working
Employment Type: Permanent
Posting Start Date: 04/08/2026
Posting End Date: 24/09/2026
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Job Summary
Strategy
- Align and proactively contribute in execution of Balance Sheet Analytics (BSA) Actuals and Flash MI and Analytics specific strategic goals with respect to Balance Sheet, Capital / Liquidity & IRRBB / FTP in partnership with Group Treasury, Cluster Treasury, CPM, Finance, Technology stakeholders.
- Identifying and implementing best practices to enhance analytics, MI and optimisation value-addition.
Business
- BSA is fundamental to the performance of the Treasury function. This role as Balance Sheet Analysts and SMEs coordinates the delivery of B/S for Group and Clusters at client, product segment, transaction level views including high-quality insights through advanced analytics.
- Part of this role mandate includes the cross-metrics analysis and insights to Treasury, CPM and Finance covering B/S explains that helps to optimise the liquidity buffers, NII sensitivities and RWA overstatement.
- The outputs include financial balance sheet MI as well as relevant B/S metrics along with cross-metrics comparison and explanation.
- Primary contact for all B/S functional queries, trends and explanation of movements to Treasury incl. Capital, Liquidity, and IRRBB. Cater to various decision support management information needs by partnering with BI team to deliver digital insight dashboards in our Bank’s strategic BI platform.
- Partner with Group and Country teams to prepare ALCO papers on topical subjects including data analysis, proposals and coordination for inputs.
Key Responsibilities
Processes
- Ensure accurate, consistent, and timely delivery of Balance Sheet MI including metrics in standard taxonomy across the markets in-scope of this role.
- Produce advanced analytics, content, and advice for key decision makers / forums (e.g. ALCO, Group/Cluster Treasurer, business heads).
- Respond to queries from internal stakeholders (Treasury / CPM / Finance) requiring subject matter expertise and act as single point for B/S explains and insights across Treasury, CPM and Finance
- Balance Sheet Analyst provides quality assurance and control over the B/S output to ensure completeness and accuracy of B/S (in BSA). Team up with capital, liquidity and IRRBB in providing explanation on B/S movements and its implications across treasury metrics.
- Provide B/S explains that supports the finalizing of Daily/Weekly Liquidity ratios, Leverage ratio and other periodic Balance Sheet Reviews (e.g., Weekly BSR) – sources and uses, client/product level drill down of material movements, etc.
- Investigate, explain and help resolve the B/S anomalies (e.g. Suspense a/c issues, Nostro spike) as single B/S point contact.
- Supporting the transition of changes into BAU effectively that is aligned with the Bank’s regulatory and technology objectives.
- Engage with Business teams (CIB/WRB), TM, CT and OB teams to comprehend drivers of B/S movements and issues.
People & Talent
- Planning and getting work done through resources (though not reporting directly) effectively to meet management information commitments.
- Strong team play to leverage overall capacity and elevate team capabilities at pace to be business partners.
- Providing guidance, training and mentorship to the GCFO India team on functional BSA knowledge, best practices, and B/S strategies.
- Building relationships to improve collaboration across Group, Cluster, Segments, CPM and GCFO functions to resolve issues and implement changes for BSA.
Risk Management
- Monitoring and ensuring that appropriate BAU and Change governance and controls are followed across all BSA Actuals and Flash MI and transformation activities.
- DQ and control checks on data sourcing and output accuracy of B/S including performing adjustments.
- Explain the material B/S trends and reasons through the balance sheet analyser dashboard summary.
Governance
- Monitor and ensure that appropriate Change governance is followed across all transformation initiatives. Represent the function at the governance forums in place for tracking change initiatives and influence decisions in respect of the change backlog, prioritisation, choice of technology tools and the operating model.
Leadership Qualities & Characteristics
- Upholding high ethical standards and ensuring all reporting activities are conducted with integrity and transparency.
- Promoting a culture of diversity and inclusivity, compliance and ethical behaviour within the team.
- Inspiring proactive and innovative behaviours in the team to continuously improve performance and strive for excellence.
Regulatory & Business Conduct
- Display exemplary conduct and live by the Group’s Values and Code of Conduct.
- Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
- Lead the Group or Cluster teams to achieve the outcomes set out in the Bank’s Conduct Principles.
- Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.
Key stakeholders
- Global Process Lead / Global Process Manager, Balance Sheet Management and Regulatory Reporting
- Group Treasury COO
- FP&A – Group Head / GCFO India Head and Leads
- CPM – Functional Heads and Leads
- Segment – CIB, WRB, Treasury, C&O Head and Leads across Group and Clusters
- Change Management - Head and Leads across Treasury Change
- Cluster and Country Treasury / Finance
Skills and Experience
- MBA (Fin) or Master’s in finance / Accountancy / Economics or affiliated subjects; Undergraduate degree in Commerce / Science / Engineering.
- Chartered Accountant: Risk Management or related Professional Certification will be an added advantage.
- Minimum of 8 years of experience in any combination of Balance Sheet Management, Capital, Liquidity, FTP or IRRBB.
- Strong knowledge of Balance Sheet including explains, analytics of trends, engaging with business effectively to understand the drivers of movements, strong in comparing actuals, flash, forecast, internal thresholds with an aim to optimise balance sheet and advise key stakeholders in Segments, CPM and Treasury. Good understanding of banking products, accounting basics, Capital, Liquidity, IRRBB, FTP metrics and its binding constraints to grow balance sheet; Proficient in analytics to drive deep understanding of B/S trends and its implications; Collaboration mindset; able to deliver solutions to improve B/S.
Technical
- End-to-end delivery of Balance Sheet, Leverage exposure, RWA, Leverage and Returns MI, analysis for Treasurer, Head of Group FP&A, and other stakeholders across Group and Clusters.
- Understanding of the bank’s products and services with specialisation in atleast one of FM, CIB, or Treasury products
- Financial Reporting skillsets & experience
- Strong in Balance Sheet Management, analytics, MI and optimisation
- Business Finance, Balance Sheet Performance Management, FP&A
- Conceptual knowhow of Balance Sheet Management metrics and its calculation methods – Liquidity, IRRBB, Capital
- Understanding of IFRS Accounting
Soft Skills
- Deliver BSA results and presentations for the treasurer and his team to support weekly reviews, linking balance sheet actuals, flash and forecasts with capital and other BSA metrics.
- Proven analytical abilities and used to work in complex global commercial business operations.
- Proven ability to interact with multiple functions / levels and to coordinate deliverables from various inputs under tight deadlines.
- Flexibility and adaptability to changing business models and multi facet business views.
- Results orientated & able to work under tight timeline & pressure.
- Excellent Interpersonal Communication
- Strong Business Writing skills
Technology orientation (what will give the candidate an edge)
- Knowledge of Python
- SQL Platforms
- Knowhow in deploying AI and ML solutions to mechanise processes and achieve scale
About Standard Chartered
We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.
Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.
Together we:
Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term
What we offer
In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.
Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
Flexible working options based around home and office locations, with flexible working patterns.
Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.
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