Pune Maharashtra Credit risk manager Jobs – 100 Open Jobs Today

Assistant Manager | Credit Underwriting | Pune | Regulatory & Financial Risk
Deloitte —Pune, Maharashtra
- Analysis skills
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Area Credit Manager-Emerging Corporate -Credit Appraisal-Pune - Fortune Centre-M4-M6
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Area Credit Manager-Mid Corporate-Credit Appraisal-Pune - Fortune Centre-M4-M6
TATA Capital —Pune, Maharashtra
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Calderys —Pune, Maharashtra
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Associate, Relationship Manager, Credit Program Small, Small Medium Enterprises
DBS Bank —Pune, Maharashtra
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CREDIT MANAGER - SENIOR
Pride World City —Pune, Maharashtra
- Full-time
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AVP Premier Relationship Manager (Nashik)
HSBC Global Services Limited —Pune, Maharashtra
- Full-time
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Deputy Manager | Credit Risk Quant | Pune | Regulatory & Financial Risk
Deloitte —Pune, Maharashtra
- English
- Bachelor's degree
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Strategic Account & Delivery Manager
EDMO —Pune, Maharashtra
- ₹30,00,000 - ₹35,00,000 a year
- Full-time
- Hybrid work
- Computer Science
- Master's degree
- Project management
Quick apply
Area Credit Manager-Wheels(CV, Car, CE & Tractor)
Kogta Financial —Pune, Maharashtra
- Finance
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Credit Analyst
Cencora —Pune, Maharashtra
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Fraud Operations - Team Manager
Barclays —Pune, Maharashtra
- Microsoft Office
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1d
Senior Officer, Branch Relationship Manager, Consumer Banking Group
DBS Bank —Kalyani Nagar, Pune, Maharashtra
- Full-time
- 12th Pass
- Bachelor's degree
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3d
Senior Associate, Relationship Manager, Credit Program Medium, Small Medium Enterprises
DBS Bank —Pune, Maharashtra
- Full-time
- Sales
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3d
Deputy Manager | Market Risk Quants | Pune | Regulatory & Financial Risk
Deloitte —Pune, Maharashtra
- System design
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Senior Associate, Treasures Relationship Manager, Consumer Banking Group
DBS Bank —Pune, Maharashtra
- Full-time
- Master's degree
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Product Owner Credit Risk, VP
Deutsche Bank —Pune, Maharashtra
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Credit Manager - Secured Direct - Shivajinagar
Credit Saison —Pune, Maharashtra
- Full-time
Relationship Manager - Employee Banking
Standard Chartered —Pune, Maharashtra
- Sales
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- Paid sick time
10d
Credit Controller SME
NielsenIQ —Pune, Maharashtra
- Full-time
- Finance
- Analysis skills
- Bachelor's degree
Quick apply
11d

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Assistant Manager | Credit Underwriting | Pune | Regulatory & Financial Risk

Deloitte -
Pune, Maharashtra

Apply Now

Job details

13 days ago

Qualifications

Cash flow analysis
Financial analysis
Analysis skills
Chartered Financial Analyst
Communication skills
Banking

Full job description

Assistant Manager | Credit Underwriting | Pune | Regulatory & Financial Risk

Job requisition ID : 106104
Location: Pune
Entity: Deloitte South Asia LLP

The team

Deloitte Strategy, Risk & Transaction helps entities mitigate risk while discovering new opportunities to create value. Our end-to-end risk services span all domains, from managing strategic risks in the C-Suite to improving board oversight, and from balancing financial and environmental policies to addressing cyber threats (Learn more about Risk, Regulatory & Forensic)

Your work

Evaluate loan applications for commercial and wholesale banking clients, ensuring adherence to internal credit policies, risk appetite, and regulatory frameworks (e.g., Basel III).

Prepare detailed credit memos and present recommendations to the credit committee.
Structure and negotiate credit facilities, including term loans, working capital, trade finance, and real estate-backed loans.
Credit Analysis: Assess creditworthiness by analysing borrowers’ financial statements, cash flow projections, and risk factors.
Perform thorough due diligence on borrowers, guarantors, and collateral.
Loan Document Review: Conduct thorough reviews of loan documentation to identify risks and ensure compliance with legal and organizational requirements.
Financial Statement / Ratio Analysis: Analyse key financial ratios, trends, and statements to provide recommendations on lending decisions.
Corporate/FI Onboarding: Collaborate with internal stakeholders to ensure smooth onboarding of corporate clients and financial institutions, while maintaining compliance standards.
Collaboration: Partner with relationship managers to design client-specific solutions.
Proven experience with commercial and wholesale loans, including loan structures and risk assessment methodologies.
Strong understanding of commercial/wholesale banking products, such as term loans, trade finance, and CRE lending.
Expertise in financial modelling, cash flow analysis, and debt capacity assessment.
Familiarity with credit scoring systems, loan documentation, and collateral management.
Proficiency in credit analysis, including financial statement interpretation and ratio analysis.
Ability to assess cash flows and financial trends to support sound lending decisions.
Expertise in reviewing and interpreting loan documentation to identify and mitigate associated risks.
Perform comprehensive credit assessments, including financial analysis, business evaluation, peer benchmarking, and ESG review, with emphasis on corporate clients.
Prepare underwriting papers, credit notes, renewal proposals, and new-money requests by synthesizing borrower financials, sector data, and internal risk guidelines.
Contribute analytical insights during deal discussions and credit committee/approval forums.
Support Business with financial spreading, data verification, documentation checks, and portfolio-related queries.

Coordinate with Legal and Operations to ensure facility and security documentation is accurate and compliant with approved terms.
Monitor portfolio performance through covenant tracking, exposure review, early-warning indicators, and adherence to approval conditions; escalate deviations when required.
Conduct sector and counterparty research, including climate-risk and sustainability-related assessments.
Tenured professionals to lead the credit underwriting team by allocating work, reviewing outputs, coaching analysts, and enhancing overall credit-writing capability.
Provide guidance on deal structuring and collaborate with RMs, Risk, Legal, and Operations to finalise covenants, terms, and execution requirements.
Maintain clear communication with business, risk, and support teams to ensure smooth and controlled credit execution.

Key skills required:

Minimum relevant experience of 3 Years in credit domain.
Advanced financial analysis, credit ratios, cash-flow evaluation, lending structures
Financial modelling, excel proficiency, data validation
Credit policy interpretation, documentation governance, controls
ESG and climate-risk assessment exposure
Stakeholder management, negotiation, and team guidance (for senior levels)
Postgraduate degree or professional qualification preferred (CA / CFA / FRM).
Strong grounding in credit analysis, financial ratios, corporate finance, and banking products.
Deep familiarity with credit controls, documentation standards, governance, and audit-focused processes.
Understanding of ESG/climate-risk principles (preferred).
Strong analytical and decision-making skills.
Excellent verbal and written communication skills.
Ability to work under pressure and manage multiple priorities.

Apply Now

Refine Your Search

credit risk manager jobs in pune maharashtra

Assistant Manager | Credit Underwriting | Pune | Regulatory & Financial Risk

Area Credit Manager-Emerging Corporate -Credit Appraisal-Pune - Fortune Centre-M4-M6

Area Credit Manager-Mid Corporate-Credit Appraisal-Pune - Fortune Centre-M4-M6

FI - APAC - Receivables and Credit Manager

Associate, Relationship Manager, Credit Program Small, Small Medium Enterprises

CREDIT MANAGER - SENIOR

AVP Premier Relationship Manager (Nashik)

Deputy Manager | Credit Risk Quant | Pune | Regulatory & Financial Risk

Strategic Account & Delivery Manager

Area Credit Manager-Wheels(CV, Car, CE & Tractor)

Credit Analyst

Fraud Operations - Team Manager

Senior Officer, Branch Relationship Manager, Consumer Banking Group

Senior Associate, Relationship Manager, Credit Program Medium, Small Medium Enterprises

Deputy Manager | Market Risk Quants | Pune | Regulatory & Financial Risk

Senior Associate, Treasures Relationship Manager, Consumer Banking Group

Product Owner Credit Risk, VP

Credit Manager - Secured Direct - Shivajinagar

Relationship Manager - Employee Banking

Credit Controller SME

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