About the Role / Position Summary(Multiple Openings)
We are seeking applicants for multiple location across Kerala for a leading Kerala-based Non-Banking Financial Company (NBFC), an organization with over 25+ years of experience in delivering financial services across India, our organization specializes in retail and SME lending solutions, including gold loans, business loans, vehicle loans, and microfinance services. Candidates from Kerala.
Responsibilities
- Conduct daily morning meetings to cascade management circulars and instructions
- Control expenses within permitted levels
- Authenticate all vouchers and registers of the branch after verification
- Check daily transactions and complete day-end procedures
- Custodian of the first set of keys and all documents
- Custody of unused cheques and other important documents
- In-charge of all branch business targets and loan recovery tasks
- Monitor and achieve business targets of the branch
- System entry checking and final-level authorization
- Attend to customer complaints and grievances
- Report daily cash and bank positions to Regional Office Managers (ROMs)
- In-charge of remittance of funds and receipt of funds from the Head Office/branches
- Responsible for submitting Branch Return Statements (BRS) to the Head Office in time, marking a copy to ROM
- Obtain all statutory licenses in time and their renewals
- Attend to alert phone calls from the intrusion alarm hub and take immediate actions as per guidelines
- Verify and check pledged items and their purity
- Attend to audit queries and rectifications
- Maintain customer databases
- Manage branch administration and maintain decorum
- Engage in business promotion activities and customer meetings on a regular basis
Requirements / Qualifications
- 3+ years of experience in banking or NBFC
- Any undergraduate or postgraduate degree can be considered
- In-depth knowledge of handling NCD, NCD-Sub dept, Business Loan, Gold Loan, and Vehicle Loan products
Preferred Skills
- Strong leadership and management skills
- Excellent communication and interpersonal skills
- Ability to work in a fast-paced environment
- Strong analytical and problem-solving skills
- Proficiency in financial software and systems
Benefits
Salary and Incentives
- Salary: ₹25,000 - ₹35,000 per month
- Incentives: Performance-based
Pay: ₹20,000.00 - ₹35,000.00 per month
Benefits:
Work Location: In person
