Job Summary
Shree Vardhana Metaliks Private Limited is seeking an experienced Banking & Loan Department Executive to manage corporate banking operations, working capital facilities, term loans, project finance, and financial documentation. The candidate will coordinate with banks, financial institutions, auditors, and internal departments to ensure smooth banking operations and timely compliance.
Preferred Designation
- Banking & Loan Department Executive
- Banking Operations Executive
- Corporate Banking Executive
- Banking Relationship Executive
- Banking & Treasury Executive
- Finance & Banking Executive
- Senior Executive – Banking & Loan Operations
- Assistant Manager – Banking & Finance (for experienced candidates)
Key ResponsibilitiesBanking Operations
- Maintain relationships with banks and financial institutions.
- Handle current accounts, CC (Cash Credit), OD (Overdraft), BG (Bank Guarantee), and LC (Letter of Credit).
- Coordinate day-to-day banking transactions and documentation.
- Prepare bank reconciliation statements.
Loan Management
- Process Working Capital Loans and Term Loans.
- Coordinate loan applications, renewals, and enhancements.
- Prepare CMA Data, Financial Statements, Project Reports, and MIS required by banks.
- Ensure timely EMI and interest payments.
- Maintain loan schedules and repayment records.
Documentation & Compliance
- Prepare and verify banking documents.
- Maintain loan agreements and security documents.
- Coordinate with statutory auditors, internal auditors, and company secretaries.
- Ensure RBI and banking compliance requirements are met.
Financial Analysis
- Monitor cash flow requirements.
- Prepare fund flow and cash flow statements.
- Assist management in arranging project finance and business expansion funding.
- Analyze banking charges and negotiate better facilities.
Banking Coordination
- Liaise with Relationship Managers of banks.
- Follow up on sanction letters, disbursements, and renewals.
- Handle documentation for collateral and mortgage-related matters.
- Coordinate with legal and valuation agencies whenever required.
Reporting
- Prepare weekly and monthly banking MIS.
- Submit reports to the Finance Head and Management.
- Monitor loan utilization and covenant compliance.
Required Qualifications
- Bachelor's Degree in Commerce (B.Com), Finance, or Accounting.
- MBA (Finance), CA Inter, CMA, or equivalent qualification is preferred.
- 3–8 years of experience in banking, finance, or loan management.
- Experience in the Steel, Ferro Alloys, Mining, Manufacturing, or Industrial sector is highly preferred.
Required Skills
- Working Capital Finance
- Term Loan Management
- Project Finance
- Letter of Credit (LC)
- Bank Guarantee (BG)
- Cash Credit (CC)
- Overdraft (OD)
- CMA Data Preparation
- Financial Statement Analysis
- Banking Documentation
- RBI Guidelines Awareness
- Advanced Microsoft Excel
- ERP/Tally/SAP knowledge
- Strong communication and negotiation skills
Pay: ₹10,079.31 - ₹15,000.00 per month
Work Location: In person
