EPAM is a leading global provider of digital platform engineering and development services. We are committed to having a positive impact on our customers, our employees, and our communities. We embrace a dynamic and inclusive culture. Here you will collaborate with multi-national teams, contribute to a myriad of innovative projects that deliver the most creative and cutting-edge solutions, and have an opportunity to continuously learn and grow. No matter where you are located, you will join a dedicated, creative, and diverse community that will help you discover your fullest potential.
We are seeking a Lead Business Analyst – Payments with Treasury to define and document business and functional requirements for an AWS cloud-native cash management platform. In this role, you will collaborate with business stakeholders, operations, product owners, architects, developers, and testers to define cash-management workflows, business rules, data requirements, integrations, exceptions, and acceptance criteria.
Responsibilities
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Gather and analyze business requirements for the cash management platform
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Document current-state and target-state business processes
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Define requirements for cash movement, matching and allocation, reconciliation, accounting, rules processing, reporting, and audit
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Translate business needs into functional requirements, user stories, process flows, business rules, and acceptance criteria
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Define transaction states, processing sequences, decision points, exceptions, and manual interventions
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Clarify business rules for matching, allocation, adjustment, reversal, cancellation, rejection, and reprocessing
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Define requirements for REST APIs, Kafka events, messages, managed files, and external-system integrations
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Document source-to-target data mappings and transformation rules
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Define required business identifiers, reference data, statuses, timestamps, and audit information
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Work with stakeholders to identify authoritative data sources and system ownership
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Define reconciliation rules, tolerances, exception categories, and resolution workflows
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Facilitate requirement workshops, manage requirement changes, and support user acceptance testing, release readiness, and defect analysis
Requirements
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10-14 years of overall experience in IT
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7+ years of experience as a Business Analyst on complex software or enterprise-platform programs
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Experience defining requirements for financial, transactional, or integration-heavy systems
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Skills in writing functional requirements, user stories, business rules, and acceptance criteria
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Expertise in creating process flows, data mappings, state models, and integration requirements
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Capability to analyze asynchronous and multi-system business processes
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Understanding of REST APIs, events, messages, databases, and file-based integrations
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Experience supporting Agile software-development teams
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Capability to work directly with business stakeholders, architects, developers, testers, and operations teams
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Strong analytical, facilitation, documentation, and communication skills
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Capability to identify gaps, contradictions, and ambiguities in business requirements
Nice to have
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Background in cash management, treasury, payments, reconciliation, accounting, billing, or banking platforms
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Understanding of transaction lifecycle, settlement, allocation, posting, adjustment, and exception-management processes
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Experience defining financial reconciliation rules and operational controls
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Familiarity with Kafka, event-driven systems, JSON, XML, CSV, API specifications, and event schemas
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Skills in SQL for data analysis and requirement validation
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Experience with data lineage, audit trails, and regulatory or control requirements in regulated financial-services environments
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Familiarity with Jira, Confluence, process modeling and API documentation tools
We offer
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Opportunity to work on technical challenges that may impact across geographies
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Vast opportunities for self-development: online university, knowledge sharing opportunities globally, learning opportunities through external certifications
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Opportunity to share your ideas on international platforms
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Sponsored Tech Talks & Hackathons
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Unlimited access to LinkedIn learning solutions
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Possibility to relocate to any EPAM office for short and long-term projects
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Focused individual development
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Benefit package:
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Health benefits
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Retirement benefits
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Paid time off
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Flexible benefits
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Forums to explore beyond work passion (CSR, photography, painting, sports, etc.)
