Company Profile
Infinity IPS, founded in 2003, is a mortgage industry leader in providing end-to-end services and solutions. We specialize in mortgage due diligence, pre-fund and post-close quality control, mortgage servicing reviews, and loan brokering services. We are vetted by all five major rating agencies and hold the 3rd position in due diligence market share for RMBS securitization. Our clients include investment banks, commercial banks, mortgage companies, government agencies, and mortgage insurers.
Position: Manager/Assistant manager – US Mortgage Underwriting
Location: Bangalore / Pune
Work Mode: Work from Office
Working Days: Monday to Friday (Saturday & Sunday Off)
Key Responsibilities:
- Lead and manage the Mortgage Underwriting function for QM and Non-QM loan operations.
- Oversee Assistant Managers, Team Leads, and Underwriters to ensure delivery excellence.
- Drive operational performance, quality, productivity, and client satisfaction.
- Establish underwriting standards and ensure adherence to investor guidelines, agency requirements, and lender overlays.
- Review complex loan scenarios, exception requests, and high-risk mortgage files.
- Monitor underwriting quality across income, assets, credit, collateral, DTI, and LTV reviews.
- Manage workforce planning, capacity utilization, and resource allocation.
- Partner with clients and internal stakeholders to address operational challenges and business requirements.
- Analyze operational metrics, quality trends, and performance dashboards.
- Drive process improvements, automation initiatives, and operational efficiencies.
- Conduct performance reviews, succession planning, and employee development programs.
- Ensure compliance with all regulatory, investor, and organizational requirements.
- Support audits, client reviews, and quality assurance initiatives.
- Provide strategic direction and subject matter expertise on mortgage underwriting operations.
Required Skills & Experience:
- 8–15 years of experience in US Mortgage Underwriting.
- Minimum 3–5 years of experience in Team Management/Operations Management.
- Extensive experience in Live Underwriting for QM and Non-QM loans.
- Strong knowledge of the 4 C’s of Underwriting.
- Expertise in Income Calculation, DTI Calculation, and LTV Calculation.
- Advanced knowledge of Credit Analysis, Asset Review, and Collateral Underwriting.
- Strong understanding of agency guidelines, investor requirements, and lender overlays.
- Proven experience managing large underwriting teams and client relationships.
- Excellent leadership, stakeholder management, and decision-making skills.
- Strong analytical and problem-solving abilities.
- Experience driving quality, productivity, and operational excellence initiatives.
- Ability to manage multiple priorities in a fast-paced environment.
- Note: Interested candidates can share your resumes to 7305053146.
Work Location: In person
