Job Title: Credit Analysis- (Sr Associate/ Delivery Lead/ Manager)
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Location: Gurgaon (work from office)
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Work hours: 10am to 7pm IST/ 1pm to 10pm IST
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Department: Lending Services
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Experience Level: 3-10 years
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0-2 months' notice candidates preferred due to business need.
Job Purpose
We are looking for a passionate, energetic individual to join our Lending Services division. You will be part of team working as an extension to our US based client ensuring we fulfill the applicable SLA’s.
Key Responsibilities: -
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Analyzing financial statement, performance and trend analysis for assessing the credit worthiness of mid-large corporates
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Managing a portfolio of clients and handling rating assignments
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Preparing credit reports (annual/quarterly reviews) by including profile of the counterparty, key rating considerations, credit risk assessment, (including financial & peer analysis, rating rationale, outlook etc.)
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Build forecast excel models
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Analyzing the business model, identifying strengths, weakness, risks, understanding the revenue models and the corporate structure of the counterparties.
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Adhering to standard operating procedure & policies including compliance documentation
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Maintaining strong relationship with the client
Required Background
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Strong understanding of credit principles, credit review/ appraisal, credit rating, report writing, capital structure, EBITDA & ratio analysis for mid/ large corporates
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Qualified Chartered Accountant or MBA Finance or CFA or M. Com or equivalent degree
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Excellent written & verbal communication skills and ability to build effective relationships with various stake holders
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Ability to multi-task independently under tight timelines and eye for details
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3-10 years of relevant experience in credit industry
