Job Description-Business Development Associate (BDA)-DSA Loans
Locations: Mumbai, Pune, Margao, Mapusa, Belgaum
BDA is responsible for acquiring new customers, sourcing loan applications, and achieving sales targets for loan products such as Home Loan, Loan Against Property (Mortgage Loan ) Personal Loan, Business Loan,Vehical Loan (Car Loan ) & Education Loan in the market.
Key Responsibilities:-
● Lead Generation & Sourcing : Identifying & Proactively sourcing of potential customers through field visits, cold calling, referrals, open market sourcing, and branches.
● Loan Product Pitching & Sales : Explain various loan products, interest rates, fees, and features to potential customers.
● Documentation & Processing: Collecting,verifying,and managing the KYC documents, income proofs and ensure KYC compliance.
● Customer Relationship Management: Build and maintain strong relationships with the clients to ensure high customer satisfaction and potential renewals or referrals.
● Channel Partner Management: Coordinate with empanelled Direct Selling Agents (DSAs), connectors & Private & Govt Banks in the market to boost loan origination.
● Target Achievement: Meeting daily,monthly,and quarterly sales targets regarding the number of loan files and disbursed amount
● Sales Reporting: Maintain and submit daily sales & activity reports (DSAR) in the prescribed format.
Requirement & Skills: -
● Education: Minimum Graduate
● Experience: Minimum 3-5 years in loan sales, financial products
● Skills: Strong communication,negotiation,and interpersonal skills
● Attributes: Target -oriented mindset, ability to work under pressure, and willingness to travel for field work
Compensation & Career Growth:-
● Structure: Fixed salary +incentives per successful loan disbursal as per the threshold limit
● Career Path: Opportunities for growth to roles like Business Development Manager or Sales Manager
Pay: ₹25,000.00 - ₹28,000.00 per month
Benefits:
- Health insurance
- Life insurance
- Paid sick time
- Provident Fund
Work Location: In person
