- The primary responsibility of the Global Payments Credit team is to review larger credit risk exposure accounts to ensure the merchant s credit fundamentals are adequate in relation to the potential exposure generated from the payment processing relationship
- As a Credit Analyst you will perform thorough financial analysis on new merchant opportunities and merchants in the existing portfolio while collaborating with internal and external partners to mitigate risk to Global Payments
- Performs extensive analysis on a variety of financial statements and provides supportable credit recommendations
- Effectively evaluates complex issues considering and prioritizing a variety of factors while adequately mitigating risk
- Establishes appropriate credit limits and collateral requirements
- Communicates effectively and professionally with internal and external clients
- Exercises sound judgment in assessing potential regulatory and reputational risks
- Monitors merchant activity communicating concerns to management
- An ability to formulate solutions for new opportunities or challenging financial distress scenarios
- Excellent verbal and written communication skills good written English is essential
- Strong computer skills including familiarity with Microsoft Office products specifically Microsoft Excel
- An ability to prioritize competing tasks work autonomously and manage within established SLA s timelines
India Banking->Consumer Banking, Mortgage, Lending Operations, Commercial Banking