Job Title: Collection Executive
Location: Madhepura, Bihar
Company: Khushbu Auto Finance Ltd. (KAFL)
Company Overview:
Khushbu Auto Finance Ltd. (KAFL) is a Non-Banking Financial Company (NBFC) specializing in vehicle finance, particularly for three-wheelers. Incorporated in 1994, KAFL is a wholly-owned subsidiary of Atul Auto Limited (AAL). Registered with the RBI since 1999, the company operates as the captive financing arm of AAL and has a strong presence across 14 states with over 100 branches.
Job Responsibilities:
- Follow up with customers for timely repayment of loan installments
- Visit customers in the field for collection of overdue payments
- Maintain records of collection activities and update reports regularly
- Build and maintain healthy relationships with customers
- Handle delinquent accounts and ensure resolution within timelines
- Coordinate with branch team for recovery strategies
- Ensure compliance with company policies and legal guidelines
Eligibility Criteria:
- Minimum qualification: 12th pass / Graduate preferred
- 0 to 1 year of experience in field sales or collections
- Fresher with strong communication skills can also apply
- Must be willing to travel locally for field work
Key Skills Required:
- Good communication and negotiation skills
- Basic understanding of collection processes
- Ability to work under pressure and meet targets
- Two-wheeler & valid driving license preferred
Salary & Benefits:
- PF & ESIC included in CTC
- Gratuity (as per statutory norms)
- Group Personal Accident Insurance Policy
- Group Medical Insurance up to ₹1.25 lakhs
- 35 paid leaves per year after completion of one year
Job Types: Full-time, Permanent
Pay: ₹13,000.00 - ₹17,000.00 per month
Benefits:
- Health insurance
- Life insurance
- Paid sick time
- Paid time off
- Provident Fund
Work Location: In person
