Credit Assessment
- Evaluate LAP and Home Loan applications as per company credit policy.
- Analyze applicant's income, banking transactions, financial statements, and repayment capacity.
- Assess creditworthiness and identify potential risks.
Document Verification
- Verify KYC, income, banking, property, and legal documents.
- Ensure completeness and accuracy of loan files before approval.
- Coordinate with legal and technical teams for property verification.
Risk Management
- Identify credit risks and recommend suitable mitigants.
- Maintain portfolio quality by ensuring prudent credit decisions.
- Monitor deviations and ensure policy compliance.
Field Investigation
- Conduct customer residence, business, and property verification when required.
- Validate customer profile and source of income.
- Prepare detailed credit appraisal reports.
Pay: ₹22,000.00 - ₹35,000.00 per month
Benefits:
- Health insurance
- Leave encashment
- Life insurance
- Paid sick time
- Paid time off
- Provident Fund
Work Location: In person
