FinAGG as an organization believes that every small and medium business should be able to get credit (working capital) based on their CASH FLOW than just their balance sheet and the credit should be processed in real time without any physical papers as a friction-less tech solution.
Job Type: Full-time
Experience Required: Min. 2 years especially in Business Loan Collections
Summary
We are seeking a dynamic and experienced Collection Manager to join our team.
The ideal candidate will have:
● A minimum of 2 years of experience in Business Loans Collections, with a focus on hard
collections, including NPA or write-off cases, and handling cases with DPD (Days Past Due)
exceeding 90 days.
● The candidate must also be well-versed in managing ticket sizes of a minimum of 7-10 lakhs.
● Being a localite is a requirement for this position, as it involves extensive fieldwork.
Responsibilities:
● Conduct field visits to collect overdue payments for business loans, particularly focusing on
cases with DPD above 90 days.
● Manage a portfolio of accounts and develop strategies to recover outstanding amounts while
adhering to regulatory guidelines.
● Build and maintain positive relationships with borrowers to encourage timely payments and
resolve issues or disputes.
● Prepare and submit daily collection reports and update the system with accurate information
on each visit.
● Effectively communicate with the Collections Manager and provide regular updates on
collection activities.
● Ensure compliance with company policies and industry regulations during the collection
process.
● Use negotiation and persuasion skills to secure repayment commitments from delinquent
borrowers.
Requirements:
● A minimum of 2 years of experience in Business Loans Collections, with a focus on hard
collections, including NPA or write-off cases, and handling cases with DPD (Days Past Due)
exceeding 90 days.
● Proven track record of managing ticket sizes of a minimum of 7-10 lakhs
● Must be localite
● Should be able to speak English/Hindi/Regional Language
● Excellent Communication and interpersonal skills
● Strong problem solving and negotiation skills
● Ability to work independently and meet collection targets
● Possess a valid driver’s licence and own transportation for field visits.
Pay: ₹30,000.00 - ₹45,000.00 per month
Benefits:
- Health insurance
- Paid sick time
Work Location: In person
