The purpose of this job is:
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To oversee the credit underwriting function and review of credit proposals logged in for the region
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To facilitate quick turnaround of credit lending proposals in close liaison with the local credit analysts and sales teams.
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To undertake necessary steps for risk mitigation, when required, while ensuring adherence to legal & documentation norms & policies and highlight credit risks and mitigating actions to facilitate decision making by relevant approving authorities
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To undertake ongoing review of the credit exposures to ensure that the exposure continues to be bankable.
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To review and ensure documentation of the proposals and effectively monitor client creditworthiness from the pre sanction to post disbursement phase
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To approve credit proposals within approving authority and recommend cases to NRM / Credit Committee for decision.
To guide, motivate and manage a team spread across different locations and serving different business segments.
