Monitoring delinquency parameters through constant interactions with the collections team, analyzing trends and suggesting learnings out of the same.
- Credit Appraisal of Loan applications within defined guidelines and accordingly take the decision or recommend for approval to higher authorities
- Use performance history along with liquidity, debt/asset management
- Underwriting cases with the desired level of quality and enabling achievement of Branch• Business target by proper training.
- profitability ratios to assess creditworthiness in evaluation Interact with Customers & understand the business and regularly monitor delinquencies/infants. Decision making within defined TAT
- Coordinating with sales, operations, legal, technical and customer service
- Financial analysis and In-depth eligibility calculation of cases of LAP as per defined policy programs.
- Co-ordinating with vendors for technical, legal etc reports.
- Delinquency management.
- Tracking emi bounced cases and analysing such cases for future actionable.
- MIS monitoring with correct information.
- Tracking TAT of each and every case.
- Assessment of borrowers profiles , repayment capacity and income stability
- Understand and interpret results of financial analysis, banking analysis and bureau report
- Analysis of all customer related information in line with credit & risk policy to check eligibility
- Meeting and personal discussion (PD) with customers to understand their business, profile and loan requirement
- Visiting business premise, property and residence of customer
- Understanding credit worthiness of customer along with intention to repay the loan by analysis of all documents, observation & finding
Pay: ₹300,000.00 - ₹420,000.00 per year
Work Location: In person
