Issuance of Sanctioned Letters:
- Prepare and issue sanctioned letters to clients, outlining the terms and conditions of credit facilities.
Pre-Disbursal Document Verification:
- Verify and validate pre-disbursal documents and documentation for accuracy and completeness.
- Coordinate with the operations department for data input and file maintenance.
Security Perfection and Charge Creation:
- Ensure the proper perfection of security and the creation of appropriate charges for assets securing the credit facility.
- File necessary documentation with the Registrar of Companies (ROC) as required.
Document Maintenance and Updation:
- Maintain an organized record of all credit-related documents and ensure they are kept up-to-date.
- Monitor and manage document expiration and renewals.
Post-Disbursal Document Follow-up:
- Supervise the follow-up process for post-disbursal documents (PDD) from clients.
- Maintain records of PDDs and ensure their completeness.
Deferral MIS:
- Prepare Management Information System (MIS) reports related to deferral cases.
- Track and report on deferral conditions in line with sanction terms.
Security Creation and Follow-up:
- Oversee the process of creating security instruments and follow up to ensure timely completion.
- Maintain records of security creation and compliance.
MIS on Revenue Leakages:
- Generate MIS reports to identify revenue leakages as per sanction conditions.
- Implement corrective actions to minimize revenue losses.
Process Mapping and Improvement:
- Map credit administration processes, identify areas for improvement, and develop process enhancement initiatives.
- Collaborate with teams to implement process improvements to enhance efficiency and compliance.
