Key Responsibilities:
- Manage end-to-end credit underwriting for LAP and Secured Business Loan cases.
- Evaluate borrower repayment capacity, banking behaviour, bureau profile, and business cash flows.
- Assess property-backed lending proposals including collateral quality and risk parameters.
- Coordinate with legal, technical, and operations teams for smooth case processing.
- Approve/recommend credit proposals within policy and delegated authority limits.
- Monitor portfolio health, delinquency trends, and risk indicators across the region.
- Ensure compliance with RBI guidelines and internal credit policies.
- Conduct Personal Discussions (PDs), customer visits, and branch-level credit reviews.
- Guide and mentor regional credit teams to improve underwriting quality and TAT.
- Support business growth while maintaining strong portfolio quality.
Requirement:
- Graduate/Post Graduate in Finance, Commerce or related field.
- 4-10 years of experience in similar role.
- Knowledge of LAP and NBFC policies
Pay: ₹60,000.00 - ₹90,000.00 per month
Benefits:
Work Location: In person
