You desire impactful work.
You’re RGA ready
RGA is a purpose-driven organization working to solve today’s challenges through innovation and collaboration. A Fortune 200 Company and listed among its World’s Most Admired Companies, we’re the only global reinsurance company to focus primarily on life- and health-related solutions. Join our multinational team of intelligent, motivated, and collaborative people, and help us make financial protection accessible to all.
A Brief Overview
Under limited supervision, evaluates and classifies medical, non-medical, and financial risks on complex risks for life insurance based on assigned authority limits. Ensures rate quotes are fair and equitable to clients, profitable to RGA Re, and completed within required time frames. Maintains strong client relationships by providing underwriting solutions to client issues and communicating underwriting decisions and solutions in a professional, client-focused manner.
What you will do
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Under limited supervision, employee refers to clear objectives, subject to controls on results. Decision making involves policy decisions on occasions where new circumstances arise, and no guidelines or precedents are available. Decisions are typically based on a buildup of facts and precedents.
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Appraises and underwrites complex risks for life insurance with approval authority limit and ensures underwriting quotes are sound, competitive and profitable to RGA Re. Perform periodic internal audits of the underwriting and claims decisions of RGA staff.
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Processes casework load to ensure completion in a timely, efficient manner, meeting or exceeding time service/productivity goals; and ensuring compliance with internal underwriting and audit guidelines.
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Appraises and underwrites risks for life insurance within approved authority limits and assists other Underwriters with caseload.
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Provides underwriting solutions to clients by partnering with them to identify unique, creative ways to solve their problems and improve their business results.
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Builds and maintains strong working relationships with clients by gaining knowledge of clients’ business and uses effective listening skills to understand their needs. Effectively communicates, sells and negotiates RGA Re’s underwriting decisions.
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Keeps abreast of new client company or industry products, current developments and changes in medical and financial underwriting and maintains/updates professional development through study of literature and participation in seminars.
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Identifies image system issues, sometimes on a remote basis, and reports inconsistencies or problems. Assists in department training, updating internal underwriting guidelines/procedures, gathering client profiles, audit reviews, and in other department areas as needed.
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Collaborates with Medical Directors, other team members, internal departments and other RGA Re offices to obtain expert knowledge, to assist in identifying solutions and resolutions to problems/issues resulting in quality results and client satisfaction.
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Implement administrative procedures and controls for the individual underwriting and claims management functions. Ensure all individual underwriting and claims management procedures, authorities; reporting and monitoring systems are operational and as agreed within the risk management function of the company.
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Participates in special projects, committees, and meetings and assists in client presentations, as required.
Qualifications
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Bachelor’s Degree in Arts/Sciences (BA/BS)/Pharmacy/Medicine and specific related work experience.
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8+ years underwriting experience in life, CI, ADB and TPD/PPD in the Indian environment.
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Strong industry knowledge with good analytical and problem-solving skills.
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Ability to adapt to changing environment of underwriting.
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Strong verbal and written communication with good computer knowledge.
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What you can expect from RGA:
Gain valuable knowledge from and experience with diverse, caring colleagues around the world.
Enjoy a respectful, welcoming environment that fosters individuality and encourages pioneering thought.
Join the bright and creative minds of RGA, and experience vast, endless career potential.
We’re excited to get to know you and connect your unique skills with our global opportunities. To create a modern and seamless experience, we use artificial intelligence (AI) in parts of our preliminary screening process. This technology helps us personalize job recommendations, automate interview scheduling, evaluate candidates based solely on experience—without considering name, gender, or other personal details—and provide real-time answers through our chatbot. AI is used only during early screening and never makes hiring decisions. Your RGA recruiter will work closely with you every step of the way to ensure the process feels personal, thoughtful, and focused on you.
