A Loan Appraisal Executive is primarily responsible for evaluating the creditworthiness of loan applicants and assessing their financial viability to minimize lending risks for a financial institution. They analyze financial documents, verify backgrounds, and determine whether to approve, modify, or decline loan requests based on internal policies
Key Responsibilities
- Prepare Project Reports, Cash Flow Statements and Projected Balance Sheets.
- Prepare and analyse CMA Data.
- Conduct Financial Ratio Analysis.
- Coordinate with clients, bankers, valuers and lawyers.
- Finalise project reports for bank sanctions.
- Manage post-sanction documentation and loan disbursement.
- Guide clients on bookkeeping and compliance requirements.
Pay: ₹30,000.00 - ₹40,000.00 per month
Benefits:
- Commuter assistance
- Flexible schedule
- Paid sick time
- Paid time off
Ability to commute/relocate:
- Kolkata, West Bengal: Reliably commute or willing to relocate with an employer-provided relocation package (Preferred)
Education:
Experience:
- Loan officer: 2 years (Preferred)
Language:
Location:
- Kolkata, West Bengal (Preferred)
Shift availability:
Willingness to travel:
Work Location: In person
