Acts as an intermediary between financial institutions and borrowers, guiding clients through the loan application, appraisal, and closing process. They evaluate creditworthiness, recommend loan products, and ensure compliance with regulations. Their primary goal is to securely approve, deny, or recommend loan applications.
Key Responsibilities
- Customer Interaction: Meet with applicants to gather financial data, explain loan terms (interest rates, repayment schedules), and guide them through the process.
- Financial Analysis: Evaluate creditworthiness by analyzing financial statements, credit reports, and income/employment info to determine risk.
- Documentation & Compliance:Process paperwork, maintain accurate electronic files, and ensure compliance with banking laws.
- Sales & Marketing: Actively solicit new business, network with potential clients, and market financial products.
- Loan Structuring: Recommend appropriate loan types and structure loan terms for approval.
Required Skills
- Analytical Skills: Strong ability to analyze financial data and assess risk.
- Interpersonal Skills: Excellent communication to explain complex terms and build rapport with clients.
- Attention to Detail: High accuracy in processing documentation.
- Sales Ability: A driven approach to hitting targets and acquiring new clients.
Qualifications
- Experience: Previous banking, sales, or financial services experience is usually required.
Job Types: Full-time, Permanent, Fresher
Pay: ₹20,000.00 - ₹30,000.00 per month
Benefits:
- Health insurance
- Provident Fund
Work Location: In person
