Job Description
Job Title: Gold Loan Officer
Grade: As per HR matrix
Department: Loan Against Gold Ornaments
Location: Branch Location
Eligible Grade: As per HR matrix
Reporting To: Cluster Sales Manager – Loan Against Gold Ornaments
Position Purpose
- Acquisition of LAGO customers for all branches in the designated territory through cross-sell to existing branch customers as well as open market sourcing
Position Responsibilities
Sales
- Achieving sales targets for assigned branches.
- Ensure minimum productivity for assigned branches.
- Undertake various BTL campaigns to create LAGO awareness in and around branches.
- Ensure in-branch visibility for the LAGO product using standard marketing collaterals.
Support
- Conduct regular branch-level training on product/process related to LAGO.
- Undertake BTL campaigns for customer awareness and drive lead generation.
- Coordinate with support functions to ensure upkeep of required infrastructure for LAGO operations.
- Handhold branches for conducting physical auctions.
- Follow up with branch/customer for delinquent customers.
Qualifications and Experience Requirement
Essential:
- Graduate
- 1 to 4 years of experience
- Existing employees from Pvt Banks/NBFC will be preferred.
Threshold Competencies
- Prior experience working in a sales role in Retail Loans, preferably Gold Loans.
- Well versed with the local geographical market, property market, and small businesses in and around the territory.
- Adequate written & verbal communication, well versed with local language to engage with customers.
Pay: ₹25,000.00 - ₹38,000.00 per month
Benefits:
- Paid sick time
- Provident Fund
Work Location: In person
