Perform functional, system, integration, and UAT testing for Housing Loan (HL) modules. Understand end?to?end housing loan lifecycle: Lead generation Application creation Credit appraisal Sanction Disbursement EMI management Foreclosure & closure Design and execute test cases based on BRD/FSD/User Stories. Validate loan calculations (EMI, interest, tenure, LTV, repayment schedules). Ensure accuracy of KYC, income assessment, property details, and collateral validation. Test integrations with: Core Banking System (CBS) Credit Bureau (CIBIL/Experian/Equifax) Document Management Systems Identify, log, and track defects using JIRA . Work closely with Business Analysts, Developers, and Product Owners to resolve issues. Participate in requirement reviews, test planning, and defect triage calls. Support regression testing during releases. Ensure compliance with banking policies and regulatory norms.