Job Title: Credit Executive – UAE Mortgage Process
Location: India
Job Summary
We are looking for a Credit Executive to support the UAE mortgage underwriting process by reviewing loan applications, assessing customer eligibility, verifying documents, and coordinating with internal teams to ensure timely approvals. Prior UAE mortgage experience is not mandatory. Candidates with experience in banking, NBFCs, home loans, personal loans, or financial analysis are encouraged to apply.
Key Responsibilities
- Review mortgage applications for accuracy and completeness.
- Analyze customer income, liabilities, bank statements, and financial documents.
- Verify KYC, employment, and supporting documents.
- Perform eligibility calculations based on lender policies.
- Prepare credit assessment summaries and highlight risks.
- Coordinate with sales, operations, and lenders for application processing.
- Ensure compliance with internal policies and regulatory requirements.
- Maintain accurate records and update internal systems.
- Meet defined turnaround times (TAT) for application processing.
Eligibility
- Bachelor's degree in Finance, Commerce, Accounting, Business Administration, or a related field.
- 0–2 years of experience in banking, finance, NBFCs, home loans, personal loans, credit analysis, underwriting, or loan processing.
- Freshers with strong analytical skills and finance knowledge may also apply.
Skills Required
- Financial analysis and credit assessment
- Strong analytical and numerical skills
- Good understanding of financial documents and bank statements
- Attention to detail
- Excellent communication skills
- Proficiency in Microsoft Excel and MS Office
- Ability to work in a fast-paced environment
What We Offer
- Comprehensive training on UAE mortgage products and credit policies.
- Opportunity to work with leading UAE banks and financial institutions.
- Career growth in the international mortgage and financial services industry.
Pay: ₹15,000.00 - ₹25,000.00 per month
Work Location: In person
