We are seeking a highly skilled Senior Product Engineer with expertise in Relationship-Based Pricing (RBP) and Zafin SaaS platform to drive pricing strategy, implementation, and optimization across banking products. The ideal candidate will bridge business and technology, enabling dynamic, customer-centric pricing models aligned with revenue and digital transformation goals.
Key Responsibilities1. Pricing Strategy & Design-
Define and implement relationship-based pricing strategies aligned with bank revenue objectives.
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Design pricing frameworks considering customer relationships across products and channels.
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Enable differentiated pricing strategies for Retail, SME, and Corporate Banking segments.
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Develop pricing segmentation strategies based on customer profiles and behavior.
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Ensure alignment between pricing strategies and overall profitability goals.
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Support cross-sell initiatives and optimize relationship value through pricing models.
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Establish enterprise-wide pricing governance, standards, and policies.
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Collaborate with product teams to design dynamic and contextual pricing strategies.
2. Zafin SaaS Platform Implementation-
Lead end-to-end implementation of Zafin Relationship-Based Pricing (RBP) platform.
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Configure pricing rules, bundles, offers, and discount structures within Zafin.
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Translate business pricing models into configurable rules within the platform.
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Manage integration with core banking systems (e.g., Finacle) and other enterprise systems.
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Ensure seamless data flow between upstream and downstream systems.
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Enable and manage pricing APIs for real-time consumption by digital channels.
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Oversee pricing catalog management, lifecycle of rules, and release upgrades.
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Ensure platform scalability, performance, and high availability.
3. Product & Pricing Management-
Define and implement pricing structures for banking products (accounts, loans, payments, etc.).
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Configure fee waivers and benefits based on customer relationship tiers.
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Enable bundled pricing models across multiple banking products.
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Support product launches with accurate and timely pricing configurations.
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Monitor and analyze pricing performance to drive continuous improvement.
Required Skills & Experience-
Strong experience in Relationship-Based Pricing (RBP) within banking/financial services.
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Hands-on experience with Zafin SaaS platform implementation and configuration.
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Solid understanding of core banking systems (preferably Finacle).
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Experience in pricing strategy, product configuration, and revenue optimization.
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Knowledge of API integrations and enterprise system architecture.
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Strong analytical and problem-solving skills with a business-first mindset.
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Ability to collaborate with cross-functional teams (Product, Tech, Business).
Preferred Qualifications-
Experience working with digital transformation programs in banking.
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Exposure to retail, SME, and corporate banking domains.
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Familiarity with pricing governance frameworks and compliance standards.
