We are seeking a highly experienced and dynamic Risk & Compliance Head to lead our risk management and regulatory compliance functions at a FinTech Company. The successful candidate will be responsible for developing, implementing, and overseeing a robust risk management framework and ensuring adherence to all relevant laws, regulations, and internal policies. This role requires a strategic thinker with a deep understanding of the financial services and fintech regulatory landscape, particularly concerning payment systems and digital transactions. The Risk & Compliance Head will play a critical role in safeguarding the company's assets, reputation, and operational integrity.
- Develop, implement, and maintain comprehensive risk management frameworks, policies, and procedures across all business operations.
- Oversee and manage all aspects of regulatory compliance, ensuring the company adheres to local and international financial regulations pertinent to payment services (e.g., AML, KYC, PCI DSS, data privacy).
- Identify, assess, monitor, and report on key risks, including operational, financial, strategic, reputational, and compliance risks.
- Establish and maintain strong relationships with regulatory bodies, acting as the primary point of contact for all compliance-related inquiries, audits, and reporting.
- Lead the development and implementation of internal controls to mitigate identified risks and ensure operational efficiency and integrity.
- Conduct regular risk assessments and compliance reviews to identify gaps and recommend corrective actions.
- Develop and deliver compliance training programs for employees to foster a culture of risk awareness and ethical conduct.
- Stay abreast of changes in regulatory requirements and industry best practices, proactively adapting company policies and procedures.
- Manage and investigate compliance breaches, incidents, and customer complaints related to risk and compliance matters.
- Provide expert advice and guidance to senior management and business units on risk and compliance matters, supporting new product development and market expansion.
- Prepare and present detailed risk and compliance reports to the executive leadership team and the Board of Directors.
- Oversee fraud prevention strategies and systems, working closely with operations and technology teams.
