Working at Citi is far more than just a job. A career with us means joining a team of more than 230,000 dedicated people from around the globe. At Citi, you’ll have the opportunity to grow your career, give back to your community and make a real impact.
The Credit Portfolio Intermediate Analyst is an intermediate-level position responsible in US Consumer Cards ECM Risk Team.
Responsibilities:
Develop Risk Segmentation, Underwriting, Line management, Account management strategies, PnL optimization
Hands on experience of Credit Risk strategy development.
Work closely with cross functional teams, including business stakeholders, MRM and governance teams, and model implementation teams. Implement initiatives to ensure consistency and compliance with global credit policies
Observe key credit trends, threats, inaccuracies and drivers of those observations. Support Audit requirements from external/internal auditors & queries from Independent Risk
Strong analytic, strategic and project management skills
Create story boards, presentations and project plans for discussions with senior management – drive insights
Utilize UNIX and Statistical Analysis System (SAS) to perform risk, financial and data analyses including profiling, sampling, reconciliation, and hypothesis testing
Knowledge and experience of statistical procedures and financial analytic tools. (SQL, R, Python, Hadoop, Spark, SAS) and Machine Learning knowledge preferred
Qualifications:
5+ years of relevant experience
Ability to apply credit and risk principles toward business goals
Gen AI/ AI ML proficiency is a plus
Data visualization, Tableau, Python skill are a plus
Demonstrated ability to synthesize, prioritize and drive results with a sense of urgency
Proven ability to remain organized in a fast-paced environment, managing multiple projects
Proven interpersonal, organizational and analytic skills
Education:
Advanced Degree (Masters required) in Statistics, Applied Mathematics, Operations Research, Economics, MBA (Finance), or other highly quantitative discipline
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Risk Management
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Portfolio Credit Risk Management
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Full time
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Analytical Thinking, Credible Challenge, Governance, Policy, Procedure, and Regulation, Portfolio Analysis, Risk Management Lifecycle.
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Constructive Debate, Escalation Management, Industry Knowledge, Policy and Procedure, Policy and Regulation, Process Execution, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment.
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Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.
