The EDD Investigator is responsible for conducting initial and periodic due diligence reviews on high-risk clients, ensuring compliance with BSA/AML regulations.
- Perform enhanced due diligence (EDD) reviews, including risk assessment, account activity analysis, and negative media checks.
- Validate customer information using internal/external systems and ensure documentation is up to date.
- Investigate suspicious activity and prepare clear, well-documented findings (e.g., SAR decisions).
- Collaborate with Relationship Managers and Line of Business teams to gather required information and clarify risks.
- Escalate unusual or inconsistent activities identified during reviews.
- Meet SLA timelines and maintain high-quality documentation standards.
- Use screening tools such as LexisNexis, Worldcheck, etc.
- Recommend process improvements and support implementation.
- 2–3 years of experience in AML, fraud investigation, banking, or law enforcement.
- Knowledge of AML regulations (BSA, KYC).
- Strong analytical, investigative, and communication skills.
- Ability to work independently.
- Bachelor’s degree (Business, Criminal Justice, or related).
- Certifications like CAMS, CFE, etc.
- Excellent written English communication.
- Flexible for night shifts (4:30 PM – 2:30 AM) and weekend support.
- Open to working across Chennai locations.
- 100% Work from Office (no WFH/hybrid).
