Pre-Writing / Pre-Underwriting
- Document Verification: Review initial applications, verifying borrower income, employment, assets, and liabilities prior to full underwriting.
- Credit Analysis: Evaluate borrower credit history and calculate debt-to-income (DTI) ratios to flag potential risks or discrepancies.
- Pipeline Management: Organize documentation for complex products, ensuring all files meet standard investor guidelines.
- Condition Clearing: Communicate with processors to obtain missing documents and resolve initial file inconsistencies.
2. Live Underwriting
- Risk Assessment: Render final underwriting decisions (approval, suspension, or denial) based on a thorough evaluation of the 4 Cs.
- Guideline Adherence: Ensure all applications strictly align with relevant regulatory and investor requirements.
- Fraud Detection: Identify signs of fraudulent activity across vendor reports, appraisals, and financial statements.
- Clear to Close (CTC): Sign off on final loan conditions and prepare necessary paperwork for closing in a timely manner.
Pay: From ₹1,500,000.00 per year
Benefits:
- Commuter assistance
- Health insurance
- Provident Fund
- Work from home
Work Location: In person
