A leading financial services organization is hiring for a Senior Credit Manager role.
Looking for candidates having experience in Equipment & Machinery finance
Location: Mumbai
Exp: 8-10 yrs
Reports to: Assistant Vice President
Key Responsibilities:
- Responsible for Credit Appraisal including analyzing financial statements, client background, AML risk assessment, collateral analysis, requisite due diligence and preparation of credit pitch.
- Client interaction and physical client meetings wherever required.
- Customer Verification to comply with all regulatory norms.
- Preparation & Recommendation of Credit Appraisal Memo to the Requisite Authorities.
- Underwrite exposures for the Equipment/Vehicle Finance covering loans, leases and structured transactions.
- Engage with origination team and other stakeholders to ensure timely delivery on credit approvals and execution while ensuring compliance to credit policy and other underwriting procedures of the company.
- Supervise the Credit Team on the disbursal process.
- Manage asset quality of the portfolio, monitoring delinquency, engaging with delinquent Borrowers, regular review of specific accounts, covenant monitoring and acting on early warning signals.
- Active portfolio and account management.
- Co-ordination with external agencies as required.
- Managing Team and CPAs.
Relevant Experience:
- MBA Finance or CA Final.
- 8 to 10 years of prior experience in underwriting in Banks/NBFC’s preferable.
- Experience in Equipment underwriting is a must.
- Knowledge of Asset Finance primarily for Equipment’s.
- Thorough understanding of financial documents.
- Knowledge of Regulatory Compliances.
- Have a strong credit and process orientation and a good understanding of the market and competitors.
- Knowledge of MS Office.
Pay: ₹1,600,000.00 - ₹2,000,000.00 per year
Benefits:
- Health insurance
- Provident Fund
Application Question(s):
- What is your Current CTC (fixed)
Work Location: In person
