Job Description
Role
- Perform comprehensive credit assessments, including financial analysis, business evaluation, and peer benchmarking with emphasis on corporate clients.
- Prepare underwriting papers, credit notes, renewal proposals, and NTB requests by synthesizing borrower financials, sector data, and internal risk guidelines.
- Support Business with financial spreading, data verification, documentation checks, and portfolio-related queries.
- Coordinate with Legal and Operations to ensure facility and security documentation is accurate and compliant with approved terms.
- Monitor portfolio performance through covenant tracking, exposure review, earlywarning indicators, and adherence to approval conditions; escalate deviations when required.
- Maintain clear communication with business, risk, and support teams to ensure smooth and controlled credit execution.
Key skills
- Required 2-6 Years of experience in corporate credit memo-writing
- Advanced financial analysis, credit ratios, cash-flow evaluation, lending structures.
- Financial modelling, excel proficiency, data validation Credit policy interpretation, documentation governance, controls.
- Postgraduate degree or professional qualification preferred (CA / CFA/FRM).
- Strong grounding in credit analysis, financial ratios, corporate finance, and banking products.
- Deep familiarity with credit controls, documentation standards, governance, and audit-focused processes.
- Corporate banking experience – preferrable.
Additional Information
- No. of positions- 3
- Experience range– 2-6 years
- Interview process- 2-3 rounds
2 rounds virtual (Final round could be F2F/ Virtual)
Required Qualification
Post-Graduate Diploma in Financial Management ,Master of Business Administration (M.B.A.) ,CA (Charted Accountant)
Mandatory Skills
Credit Assessments Financial Analysis business evaluation Data Verification Credit Ratios Cash-flow evaluation CA / CFA/FRM
Additional Skills
Clear Communication, Memo-writing
Pay: ₹1,000,000.00 - ₹1,450,000.00 per year
Application Question(s):
- Question1 : How many years of experience in Corporate Credit or Credit Analysis do you have? ?
- Question2 : Do you have experience analyzing financial statements (Balance Sheet, P&L, and Cash Flow) for credit assessment? ?
- Question3 : Have you prepared Credit Memos or Credit Notes for corporate clients? ?
- Question4: What's your current ctc and expected ctc?
- Question5: Notice period?
Work Location: In person
