The Kuhoo Story:
Where Dreams Meet Data Picture this: A brilliant engineering student from a middle-class family in Tier-2 India has the potential to revolutionize technology, but traditional lenders see only their father's modest income. This is the story that sparked Kuhoo Finance—a fintech revolution that believes in Aatmanirbharta (self-reliance) and transforms "what if" into "why not."
Today, we're not just another NBFC. We're dream architects, wielding AI and data science like modern-day magic wands to unlock the future earning potential hidden within every student. With our fresh RBI NBFC license, we're scaling from facilitating dreams to directly funding them—offering education loans up to ₹2 crore across engineering, management, medical programs, and cutting-edge upskilling initiatives.
Our Numbers Tell Stories:
100,000+ student applications processed (each one a unique dream)
₹375+ crore in loans facilitated (translating to countless transformed lives)
15,000 borrowers who now call us their launchpad to success
3 years of redefining how education financing works in India
Our DNA:
The Five Core Values That Drive Us
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Ownership: We don't just work here; we build the future here
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Passion for Excellence: Good enough is never good enough
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Impact: Every line of code, every decision shapes a student's tomorrow
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Curiosity: We question everything and innovate fearlessly.
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Fairness: At Kuhoo, fairness is the foundation of our decisions, ensuring equal opportunities and transparent growth for all.
At Kuhoo, we've created more than a workplace—we've built an ecosystem where innovation thrives, execution is an art form, and meritocracy isn't just a buzzword but our operating system.
Role Overview:
Being a member of the Credit Risk and Analytics team you will play a critical role in
helping build the customer journeys, credit models and support fast and sustainable
growth.
What will you do?
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Building scorecards and deploying it
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Creating data visualization dashboards with analytical bent having the ability to extract insights from large and ‘seemingly’ unrelated pieces
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Designing & implementing a Risk framework for a lending fintech covering the entire journey from Loan Application, Underwriting, Verification, Decisioning, Disbursal, Post Disbursal Loan Servicing & Collections
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Developing, implementing and maintaining credit models/ scorecards for effective acquisition as well as for collections.
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Ensuring complete adherence to laid down policy and procedure / process and ensure TAT adherence for good customer experience
Must – have:
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Thorough understanding of credit for unsecured products
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Experience in managing /building scorecard
Should- have :
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Exploring new technologies and data tools to deliver risk controls
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Design risk analysis dashboards which are the source of truth and keep our fingers on the pulse
Good - to- have :
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Experience in fintech and financial services.
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Experience with a start-up in the digital lending sector
Qualifications & Experience:
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CA, Masters degree in Business Management, Economics, Statistics, Finance, Bachelor’s degree in Computer Science, Engineering or another quantitative field.
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2+ years’ experience in retail Risk management, especially in unsecured lending products like PL/EL/STPL in renowned banks or renowned fintech
We welcome applications from all identities and walks of life. We can’t wait to hear
