THE ROLE
We are building a new unsecured lending business — small-ticket (under Rs 1 lakh), short-tenure loans, sourced through employers, distributors, merchants and institutions and paid advertising.
We start as a Lending Service Provider (LSP) in partnership with a regulated ender, and will move to our own NBFC licence and balance sheet.
You will be the first and most senior product hire. You own the product end to end — there is no existing product org, no inherited roadmap, and no one above you on product. You report directly to the founder.
This is a build role. You will ship, not supervise.
WHAT WE ARE LOOKING FOR
Required:
- 8+ years in product, with at least 4 years in digital lending
- You have personally shipped a live, at-scale unsecured lending journey. Be ready to tell us the ticket size, tenure, peak monthly disbursement, and exactly what you owned.
- Hands-on experience with small-ticket, short-tenure unsecured products
- Working knowledge of RBI Digital Lending Directions — KFS and APR disclosure, direct disbursal and repayment flows, DLG and its 5% cap, LSP and outsourcing obligations
- Fluency across the Indian lending rails: bureaus, bank statement analysis, eKYC, eSign, eNACH and UPI Autopay
- You have worked shoulder-to-shoulder with credit and risk on policy and rules engine desig
WHY TAKE THIS
- Complete ownership. You set the roadmap, pick the stack, choose the vendors. Zero to one.
- Direct line to the founder. Decisions in a day, not a quarter.
- Metro-level compensation against Nagpur cost of living.
- A business with real distribution, not a deck.
Note: This is a Fintech/Lending Product Management role, not a software engineering or technical developer position. Candidates must have prior experience in digital lending or personal loan operations.
Pay: ₹127,996.93 - ₹494,601.01 per month
Benefits:
- Health insurance
- Paid time off
Work Location: In person
