Job Title: UPI Product Manager
Location: Bhubaneswar
Employment Type: Full-Time
Experience: 5–10 Years
About the Role
We are seeking an experienced UPI Product Manager to lead the strategy, development, and growth of UPI-based payment products and digital financial solutions. The ideal candidate will have a strong understanding of the Indian payments ecosystem, UPI infrastructure, banking integrations, merchant payments, and regulatory requirements. The role involves working closely with technology, business, operations, compliance, banking partners, and stakeholders to deliver seamless payment experiences.
Key Responsibilities
- Define and execute the product roadmap for UPI and digital payment solutions.
- Drive end-to-end product lifecycle management from ideation to launch and optimization.
- Work closely with engineering teams to develop and enhance UPI payment products.
- Collaborate with banking partners, payment gateways, and ecosystem stakeholders.
- Manage integrations with UPI, IMPS, payment switches, and related financial services.
- Analyze customer behavior, market trends, and competitor offerings to identify growth opportunities.
- Ensure compliance with regulatory guidelines from National Payments Corporation of India and Reserve Bank of India.
- Monitor product performance through KPIs, transaction success rates, customer adoption, and revenue metrics.
- Define product requirements, user stories, and acceptance criteria.
- Coordinate with compliance, risk, fraud prevention, and operations teams.
- Lead merchant onboarding, payment experience optimization, and customer engagement initiatives.
- Drive innovation in QR payments, merchant payments, recurring payments, and value-added financial services.
Required Skills & Qualifications
- Bachelor's degree in Engineering, Computer Science, Business Administration, Finance, or a related field.
- MBA or equivalent qualification preferred.
- 5+ years of Product Management experience, preferably in FinTech, Payments, Banking, or Digital Financial Services.
- Strong understanding of UPI ecosystem, payment processing, and transaction flows.
- Experience working with banks, payment gateways, aggregators, or FinTech platforms.
- Knowledge of UPI, IMPS, AEPS, BBPS, FASTag, and digital payment systems.
- Strong analytical and data-driven decision-making skills.
- Experience with Agile, Scrum, and product development methodologies.
- Excellent stakeholder management and communication skills.
- Ability to translate business requirements into product features and technical specifications.
Preferred Qualifications
- Experience with merchant acquiring, payment gateway products, or digital wallets.
- Understanding of fraud management, risk controls, KYC, AML, and compliance frameworks.
- Experience working with NPCI-certified products and banking integrations.
- Knowledge of API-based payment integrations and payment infrastructure.
- Experience launching and scaling payment products in the Indian market.
Key Competencies
- Product Strategy & Roadmap
- UPI & Digital Payments
- FinTech Product Management
- Merchant Payments
- Payment Gateway Integration
- Banking & Financial Services
- Customer Experience Optimization
- Regulatory Compliance
- Data Analysis & Reporting
- Stakeholder Management
- Agile Product Development
- Risk & Fraud Management
What We Offer
- Competitive Salary and Performance Incentives
- Opportunity to Build Next-Generation Payment Solutions
- Collaborative and Innovation-Driven Environment
- Learning and Career Growth Opportunities
- Exposure to Banking and FinTech Ecosystems
- Health Insurance and Employee Benefits
Pay: ₹770,916.35 - ₹2,291,455.34 per year
Benefits:
Work Location: In person
