Organization Unit Purpose
Maximize customer experience by efficiently managing credit requests of the customer while ensuring efficient capital management, maximize returns and accept risks within acceptance criteria of the business.
Job Purpose
Responsible to support the business to generate maximum yield within the risk appetite and client selection criteria of the Business Ensuring the customers’ needs and requirements are addressed / met to gain maximum wallet share of business in a timely manner by assessing the risk, pricing of the risk, documentation and accurate collection of fees and interest.
Job Content
Preparation of Credit proposals
Client Documentation
Risk Management
Maintaining Credit files with updated information
- Maintain in-house discipline towards filing, DDR and covenant monitoring, regularization of excesses or one-offs and follow ups for regularization of all deferral and waivers.
Customer Service
Ensure top class customer service by coordinating with Coverage, GCD and CRAD to resolve queries and process requests in a timely manner.
Job Knowledge
Credit analysis, trade finance products, operations knowledge
Skills
Technical & Professional
- Strong Financial Statement Analysis
- Professional qualification
Analytical skills
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Managerial & Leadership
Should possess strong managerial skills in order to handle operations/portfolio accounts and to co-ordinate with other units.
Prior Work Experience
At least 7 years in corporate banking in a relationship or credit risk management role
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