Job Summary
We are looking for an experienced and qualified Trainer – Credit Processing Officer for its skill development training programs in Guntur, Andhra Pradesh.
The trainer will be responsible for delivering theoretical and practical training in credit processing, loan documentation, customer assessment, credit appraisal, verification, lending operations, risk assessment, and related Banking, Financial Services and Insurance (BFSI) processes.
The training shall be delivered as per the prescribed curriculum, Qualification Pack/NOS, NSQF standards, and applicable skill development guidelines.
Key Responsibilities
- Deliver classroom and practical training for the Credit Processing Officer job role.
- Train candidates on end-to-end credit and loan processing procedures.
- Explain various lending products, eligibility criteria, documentation requirements, and credit evaluation processes.
- Provide practical training in:
- Customer onboarding
- Loan application processing
- KYC and document verification
- Income and employment verification
- Bank statement analysis
- Credit bureau / credit score concepts
- Loan eligibility assessment
- Debt-to-income and repayment capacity analysis
- Credit appraisal
- Risk identification
- Loan documentation
- Verification and due diligence
- Sanction and disbursement processes
- Post-disbursement documentation
- Loan account monitoring
Train candidates on different types of credit products, including:
- Personal Loans
- Home Loans
- Vehicle Loans
- Education Loans
- Business Loans
- MSME Loans
- Consumer Loans
- Secured and Unsecured Loans
- Explain the roles and responsibilities of banks, NBFCs, housing finance companies, fintech companies, and other lending institutions.
- Train candidates on basic banking terminology and financial concepts related to lending.
- Conduct practical exercises involving loan application forms, customer profiles, documentation checklists, and credit assessment cases.
- Train candidates to identify incomplete, incorrect, or fraudulent documents.
- Explain basic concepts of collateral, guarantors, security, credit risk, and loan repayment.
- Provide exposure to customer interaction, query handling, documentation follow-up, and coordination with internal credit teams.
- Train candidates on data confidentiality, customer privacy, ethical practices, and responsible handling of financial information.
- Explain the importance of compliance, documentation accuracy, and adherence to organizational lending policies.
- Ensure training delivery as per the prescribed **Qualification Pack (QP), National Occupational Standards (NOS), NSQF curriculum, and training hours**.
- Prepare lesson plans, session plans, presentations, assignments, case studies, and practical activities.
- Conduct periodic assessments, mock tests, role plays, practical exercises, and internal evaluations.
- Maintain candidate attendance, training records, assessment records, progress reports, and other required documentation.
- Identify candidates requiring additional support and provide remedial training.
- Prepare candidates for final assessment and certification.
- Train candidates in professional communication, customer service, workplace discipline, and employability skills.
- Support candidates in interview preparation and understanding job opportunities in the BFSI sector.
- Coordinate with the Centre Manager, Training Coordinator, Assessors, and Project Team for smooth implementation of the training program.
- Support placement activities for candidates in banks, NBFCs, housing finance companies, fintech companies, microfinance institutions, and other financial organizations.
Qualification
Candidates should preferably possess one of the following qualifications:
- B.Com / M.Com
- BBA / MBA in Finance
- B.A. / M.A. in Economics
- B.Sc / M.Sc in Finance, Statistics, or related discipline
- Graduate / Postgraduate qualification in Banking, Finance, Commerce, Economics, or Business Administration
- Any other relevant qualification with experience in Banking, Lending, Credit Processing, or Financial Services
Experience
- Minimum 5 years of relevant industry and/or training experience in Banking, Credit Processing, Loans, Lending Operations, NBFCs, or Financial Services.
- Candidates with practical experience in credit appraisal, loan processing, verification, underwriting support, or lending operations will be preferred.
- Previous experience as a BFSI Trainer / Banking Trainer / Credit Processing Trainer / Loan Processing Officer will be an added advantage.
- Experience with banks, NBFCs, housing finance companies, microfinance institutions, or fintech organizations will be preferred.
Required Skills
- Strong understanding of banking and lending operations.
- Good knowledge of credit processing and loan documentation.
- Understanding of KYC, customer verification, and documentation procedures.
- Knowledge of basic credit appraisal and risk assessment.
- Understanding of credit scores, credit bureau reports, and repayment capacity assessment.
- Familiarity with secured and unsecured lending products.
- Good analytical and numerical skills.
- Ability to interpret financial and customer documents.
- Basic knowledge of regulatory and compliance requirements related to lending.
- Good knowledge of MS Word, Excel, and PowerPoint.
- Familiarity with Loan Origination Systems (LOS), Loan Management Systems (LMS), or banking software will be an added advantage.
- Strong classroom management, presentation, and communication skills.
- Ability to explain banking and financial concepts in a simple and practical manner.
- Ability to conduct role plays, case studies, and practical exercises.
- Ability to communicate effectively in Telugu is essential; working knowledge of English and Hindi will be an added advantage.
Salary: Competitive / As per qualification, experience, certification, and industry standards.
Benefits
- Opportunity to work on Government and Skill Development Training Projects.
- Professional exposure to BFSI and Banking training programs.
- Opportunity to participate in Trainer Certification / ToT programs, wherever applicable.
- Career growth opportunities in BFSI training, credit operations, and skill development projects.
- Exposure to industry-oriented banking and lending processes.
Job Location: Guntur, Andhra Pradesh
Interested candidates may apply with the updated resume :
Email: [email protected], Whats app on 7702300896
Pay: From ₹25,000.00 per month
Work Location: In person
