NBFC looking for a Senior Credit Analyst to evaluate loan proposals, assess financial statements, analyze risk and support credit decision-making for various lending proposals. The candidate should have experience in credit appraisal, financial analysis and loan structuring, preferably in an NBFC, bank or financial institution.
Key Responsibilities:
- Analyze loan proposals and prepare credit appraisal notes
- Study financial statements, bank statements and income documents
- Perform ratio analysis, cash flow analysis and risk assessment
- Evaluate borrower creditworthiness and repayment capacity
- Assess collateral and loan structure
- Assist in loan structuring and disbursement conditions
- Monitor existing loan portfolio and track risk accounts
- Ensure compliance with credit policy and lending norms
Required Skills:
- Financial statement analysis
- Credit appraisal
- Risk assessment
- Good analytical and decision-making skills
- Good accounting knowledge
Educational Qualification:
- B.Com / BBA / MBA Finance
- CA Inter / CFA / MBA Finance preferred
Experience:
- 3–5 years experience in credit analysis
- Experience in NBFC / Bank / Lending company preferred
Job Types: Full-time, Permanent
Pay: ₹25,000.00 - ₹30,000.00 per month
Work Location: In person
