Position: Assistant Manager – Treasury & Banking Operations
Department: Finance & Accounts
Location: Palami
Reports To: AGM – Finance
Position Summary
The Assistant Manager – Treasury & Banking Operations will be responsible for managing the Company's treasury functions, banking operations, working capital facilities, fund mobilization activities, and banking compliance requirements. The role will oversee daily cash flow management, utilization of banking limits, Metal Gold Loan operations, bank guarantee and SBLC administration, digital payment monitoring, and timely submission of banking reports and statements. The incumbent will play a key role in ensuring optimum liquidity management, effective utilization of banking facilities, strong banking relationships, and compliance with lender requirements while supporting the Company's growth and operational needs.
Key Result Areas (KRAs)
Treasury & Liquidity Management
- Monitor daily fund positions across all bank accounts and branches.
- Ensure adequate liquidity for operational and strategic requirements.
- Prepare daily cash flow forecasts and fund availability reports.
- Identify funding gaps and recommend corrective actions.
- Optimize deployment and utilization of available funds.
Working Capital & Borrowing Management
- Monitor utilization of Cash Credit (CC), WCDL, and other working capital facilities.
- Track drawing power, borrowing capacity, and interest costs.
- Coordinate loan drawdowns, renewals, rollovers, and repayments.
- Support working capital planning and funding strategies.
Banking Operations & Relationship Management
- Manage banking relationships across multiple banking partners.
- Coordinate issuance, amendment, renewal, and closure of BGs, LCs, and SBLCs.
- Maintain banking facility records and documentation.
- Facilitate smooth execution of banking transactions and approvals.
Metal Gold Loan Management
- Handle end-to-end Metal Gold Loan (MGL) operations.
- Monitor utilization, tenor, repayment schedules, and exposures.
- Coordinate with banks, bullion suppliers, and internal procurement teams.
- Prepare exposure and utilization reports for management review.
Banking Compliance & Documentation
- Ensure compliance with sanction conditions, covenants, and reporting obligations.
- Maintain banking agreements, security documents, and facility records.
- Coordinate submission of financial information and compliance documentation.
- Track facility expiry dates and renewal requirements.
Digital Payment Operations
- Monitor daily POS and payment gateway transactions.
- Reconcile merchant settlements and bank credits.
- Track chargebacks, reversals, and pending settlements.
- Coordinate with service providers to resolve transaction issues.
Fund Mobilization & Banking Transactions
- Execute fund transfers and treasury transactions within approved limits.
- Support short-term funding arrangements and treasury planning.
- Coordinate inter-bank and branch funding requirements.
Treasury MIS & Reporting
- Prepare bank-wise utilization statements and treasury dashboards.
- Analyze borrowing costs, utilization trends, and banking charges.
- Prepare management reports for decision-making and performance monitoring.
Banking Information & Regulatory Reporting
- Prepare and submit Stock Statements, Book Debt Statements, QIS Reports, CMA Data, Financial Statements, and other lender requirements.
- Maintain reporting trackers and submission records.
- Ensure timely compliance with all banking and regulatory reporting timelines.
Educational Qualification: CA (Inter) / CMA (Inter) MBA (Finance) M.Com with relevant treasury experience
Pay: ₹50,000.00 - ₹75,000.00 per month
Benefits:
- Health insurance
- Provident Fund
Application Question(s):
Education:
Experience:
- Treasury management: 6 years (Required)
Language:
- English, Hindi (Required)
License/Certification:
- Chartered Accountant (Required)
Location:
- Madurai, Tamil Nadu (Required)
Work Location: In person
