Job Description
Job Title: Area Sales Manager (ASM) – SME Lending
Company: Moksh Financial Services Pvt. Ltd.
Location: Indore / Mumbai
CTC: Up to ₹9 LPA
About the Role
Moksh Financial Services Pvt. Ltd. is looking for a dynamic and result-oriented Area Sales Manager (ASM) to drive business growth in the SME financing segment. The candidate will be responsible for sourcing, managing, and expanding SME lending business through direct sales, channel partners, and relationship-building with customers.
Key Responsibilities
- Acquire and manage SME customers for various lending products.
- Drive sales and business development activities in the assigned territory.
- Build and maintain strong relationships with clients, DSAs, brokers, and channel partners.
- Generate leads and achieve monthly and quarterly business targets.
- Conduct customer meetings, financial assessments, and eligibility evaluations.
- Coordinate with credit, operations, and underwriting teams for smooth loan processing and disbursement.
- Monitor market trends, competitor activities, and identify new business opportunities.
- Ensure compliance with company policies and regulatory requirements.
- Maintain a healthy portfolio and support collection efforts when required.
Products to Handle
- SME Loans
- Cash Credit (CC) Limit
- Overdraft (OD) Limit
- Machinery Loan
- Project Funding
- Warehouse Funding
- School Funding
- Term Loan
Required Skills & Experience
- Minimum 3–8 years of experience in SME Lending, Business Loans, or Working Capital Finance.
- Strong understanding of:
- SME Financing
- Cash Credit (CC) Limits
- Overdraft (OD) Limits
- Machinery Finance
- Project Funding
- Warehouse Funding
- School Funding
- Term Loans
- Proven track record of achieving sales targets.
- Strong network within the SME ecosystem.
- Excellent communication, negotiation, and relationship management skills.
- Ability to manage channel partners and direct sourcing teams.
Educational Qualification
- Graduate in any discipline.
- MBA/PGDM in Finance, Marketing, or related field will be preferred.
Preferred Candidate Profile
- Self-driven and target-oriented professional.
- Strong understanding of financial statements and credit assessment.
- Experience working with NBFCs, Banks, Fintechs, or Financial Institutions.
- Willingness to travel within the assigned territory.
What We Offer
- Competitive salary package up to ₹9 LPA.
- Attractive performance incentives.
- Career growth opportunities in a fast-growing financial services organization.
- Dynamic and collaborative work environment.
Interested candidates can apply by sharing their updated resume on this number - 96502 94313
Mail ID-[email protected]
Pay: ₹300,000.00 - ₹800,000.00 per year
Benefits:
- Flexible schedule
- Paid sick time
- Paid time off
- Provident Fund
Work Location: On the road
