Job Description – Loans & Subsidies Coordinator
Company: Kamala Farms
Industry: Hydroponics / Agriculture / Agri-Tech
Location: Telangana, India
Position Summary
We are looking for a proactive and well-connected Loans & Subsidies Coordinator to manage and accelerate all loan processing, government subsidy applications, and financial approvals related to hydroponic farming projects. The ideal candidate should have experience working with banks, NABARD schemes, agriculture departments, and subsidy-related documentation.
The candidate will act as the bridge between the company, financial institutions, consultants, and government authorities to ensure timely approvals and smooth fund disbursement.
Job Title Options
- Loans & Subsidy Executive
- Agri Finance & Subsidy Manager
- Government Liaison & Loan Coordinator
- Project Finance & Subsidy Officer
- Banking & Subsidy Relations Executive
- Agricultural Finance Coordinator
Key ResponsibilitiesLoan Processing & Banking Coordination
- Handle end-to-end agricultural loan applications for hydroponic and protected farming projects.
- Coordinate with banks, NBFCs, and financial institutions for sanction and disbursement.
- Prepare and submit DPRs, financial statements, projections, and required banking documents.
- Follow up regularly with bank officials to reduce approval delays.
- Track loan status, documentation, and compliance requirements.
Subsidy Management
- Identify eligible government subsidy schemes related to:
- Hydroponics
- Polyhouse / greenhouse farming
- Protected cultivation
- Agri infrastructure
- Cold storage / irrigation systems
- Coordinate with horticulture departments, NABARD consultants, and subsidy authorities.
- Prepare and submit subsidy applications with complete documentation.
- Ensure timely inspection, verification, and release of subsidy amounts.
- Maintain records of subsidy approvals and pending applications.
Documentation & Compliance
- Maintain proper files for each project and customer.
- Ensure compliance with government norms and banking requirements.
- Prepare reports related to loan progress, subsidy status, and approvals.
- Coordinate with finance and operations teams for project-related documents.
Stakeholder Coordination
- Build strong relationships with:
- Bank managers
- NABARD officials
- Horticulture department officers
- CA firms and consultants
- Government subsidy agencies
- Visit government offices and banks whenever required.
Required Qualifications
- Bachelor’s degree in Finance, Agriculture, Commerce, MBA Finance, or related field.
- 2–5 years of experience in:
- Agricultural loans
- Government subsidies
- Banking coordination
- NABARD or horticulture schemes
- Knowledge of hydroponics/agriculture sector is preferred.
- Strong communication and follow-up skills.
- Good understanding of DPR preparation and financial documentation.
Preferred Skills
- Experience handling subsidy schemes under NABARD or horticulture departments.
- Strong network with bank officials and government departments.
- Ability to speed up approvals and resolve documentation issues.
- Proficiency in MS Excel and documentation management.
KPIs / Performance Indicators
- Loan approval turnaround time
- Subsidy release success rate
- Reduction in documentation delays
- Number of projects successfully funded
- Relationship management with banks and government departments
Salary Range
- Based on experience and industry exposure.
- Performance incentives can be provided based on successful loan sanctions and subsidy releases.
Job Type: Permanent
Pay: ₹40,000.00 - ₹80,000.00 per month
Work Location: In person
