Credit Executive
Role Overview
The Credit Officer is responsible for evaluating creditworthiness, managing customer credit limits, monitoring receivables, and minimizing financial risk. The role ensures timely collections while maintaining strong customer relationships and supporting business growth.
Key Responsibilities
* Assess and approve customer credit applications based on financial analysis and risk evaluation.
* Set and review credit limits in line with company policies.
* Monitor accounts receivable and ensure timely collections.
* Follow up with customers for overdue payments and resolve billing issues.
* Prepare aging reports and highlight high-risk accounts.
* Coordinate with sales and finance teams to balance business growth and risk.
* Conduct periodic credit reviews and recommend changes in credit terms.
* Ensure compliance with internal credit policies and regulatory requirements.
* Maintain accurate customer credit records and documentation.
* Support audits by providing required credit-related data.
Key Skills & Competencies
* Analytical and problem-solving skills
* Attention to detail and accuracy
* Strong communication and negotiation skills
* Ability to handle pressure and meet deadlines
* Good interpersonal and relationship management skills
* Decision-making and risk assessment ability
Pay: ₹21,000.00 - ₹30,000.00 per month
Benefits:
Work Location: In person
