Job Summary
Our company is looking for a Credit Controller to handle credit assessments, decisions and terms and conditions. The successful applicant will possess strong critical thinking and decision making skills. Your work will play a major role in maximizing revenue and mitigating credit risk. The ideal candidate will be excited to collaborate with our sales and marketing departments to implement an effective credit control system and resolve loan issues. You should have experience interacting and working with customers to ensure their needs are met and their credit fits in with the current risk portfolio. You should also understand when it’s appropriate to renegotiate payment plans. The Credit Analyst should be prepared to provide financial reporting and analysis to C-level executives, obtain feedback and make appropriate improvements
Responsibilities and Duties
- Check customer’s credit and approve or deny applications based on company standards and requirements
- Negotiate payment plans with customers and set up loan terms and conditions
- Maintain accurate records of loans, analyze the effectiveness of the company’s credit control system and implement changes to improve profitability and reduce bad debts
- Ensure customers pay on time and chase any overdue invoices
- Develop the credit control system in collaboration with Sales, Marketing, Finance and company executives
- Improve and implement debt collection processes when there are any overdue invoices or payments, and initiate legal procedures if necessary
Required Experience and Qualifications
- Excellent teamwork, organization and communication skills
- Strong analytical skills and an eye for detail
- At least a Bachelor’s Degree in Accounting, Finance, Business, Mathematics or related field
- Proven track record of making successful credit decisions
- Familiarity with data entry and analysis
- The ability to listen to customers and negotiate winning solutions
Job Type: Full-time
Pay: ₹15,000.00 - ₹18,000.00 per month
