Key Result Areas
1. Product Strategy & Development
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Develop, launch, and manage secured lending products.
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Identify emerging opportunities to expand product penetration and market share.
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Drive product lifecycle management from ideation to implementation.
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Drive product-related website updates, ensuring accurate, compliant, and customer-centric digital content.
2. Pricing & Profitability
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Manage product pricing, fee structures, and profitability metrics.
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Conduct portfolio analytics to identify growth opportunities and improve business performance with engagement with Business Head & CBO
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Monitor product performance and recommend corrective and strategic actions.
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Benchmark products and processes against industry peers and competitors.
3. Customer & Channel Engagement
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Engage with customers and channel partners to understand market requirements.
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Drive product adoption initiatives and sales enablement programs.
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Gather market feedback and translate insights into product enhancements.
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Support business development initiatives to improve acquisition and retention.
4. Business Transformation & Stakeholder Management
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Collaborate with Sales, Credit, Risk, Operations, Technology, Analytics, and Compliance teams.
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Assist in Business Requirement Documents (BRDs) and drive technology-led product enhancements.
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Lead cross-functional projects related to process improvements, automation, and digital transformation.
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Present product recommendations and performance insights to leadership teams.
5. Process Excellence & Compliance
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Enhance customer journeys and operational processes to improve turnaround time and customer experience.
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Work closely with Risk and Credit teams to optimize policies and product programs.
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Ensure products remain compliant with regulatory and internal governance requirements.
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Drive continuous process improvements to support business scalability.
Preferred Qualifications
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CA/ MBA/ PGDM from a reputed institution.
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2-5 years of experience in Product Management, Housing Finance, Mortgage Lending, Banking, NBFC, or Retail Lending.
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Strong understanding of secured lending products, product lifecycle management, and portfolio analytics.
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Experience in pricing strategy, market research, product rollout, and stakeholder management.
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Strong analytical, problem-solving, presentation, and communication skills.
Key Skills
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Product Management
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Housing Finance & Mortgage Products
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Product Development & Launches
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Product Pricing & Profitability
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Portfolio Analytics
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Market Research & Competitive Benchmarking
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BRD Preparation & Requirement Gathering
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Process Improvement & Digital Transformation
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Stakeholder Management
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Project Management
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Data Analytics
